28/02/2026
MIDWEEK SERVICE UPDATE (LATE POST)
SERMON: “GODLY FINANCIAL PLANNING – BUILDING THE HOUSE WITH WISDOM”
1️⃣ FOUNDATION SCRIPTURE
Proverbs 21:5
“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”
🔥 INTRODUCTION
Tonight we are not just talking about money — we are talking about stewardship.
Money is not evil. Poor planning is dangerous.
God does not bless confusion; He blesses order.
Financial planning is:
Spiritual
Biblical
Necessary
A sign of maturity
If you don’t plan your money, your money will plan your struggle.
1️⃣ GOD IS A GOD OF ORDER
1 Corinthians 14:40
“Let all things be done decently and in order.”
Before creation, God had a plan.
Before blessing Israel, God had a structure.
Before Jesus came, prophecy prepared the way.
Planning is divine.
👉 Disorder in finances brings:
Stress
Arguments in families
Debt
Shame
Ministry limitations
But order brings peace.
2️⃣ *JESUS TAUGHT FINANCIAL PLANNING*
Luke 14:28
“For which of you, intending to build a tower, does not sit down first and count the cost…?”
Jesus said:
Sit down
Count the cost
Calculate
Prepare
Many believers pray before they budget.
But Jesus said: Sit down first.
Faith does not cancel planning.
*3️⃣ THE DANGER OF LIVING WITHOUT A PLAN*
Hosea 4:6
“My people are destroyed for lack of knowledge.”
Many believers:
Spend emotionally
Borrow unnecessarily
Live above their income
Ignore savings
Avoid budgeting
And then say, “The devil is fighting me.”
Sometimes it’s not the devil.
It’s lack of discipline.
4️⃣ *FOUR PILLARS OF GODLY FINANCIAL PLANNING*
🔹 1 *. TITHING – PUT GOD FIRST*
Malachi 3:10
“Bring the whole tithe into the storehouse…”
Tithing is not a payment.
It is honor.
God must be first — not leftovers.
*🔹 2. BUDGETING – TELL YOUR MONEY WHERE TO GO*
Write down:
Income
Expenses
Savings
Giving
A budget is not restriction.
It is direction.
🔹 *3. SAVING – PREPARE FOR TOMORROW*
Proverbs 6:6-8
“Go to the ant… it stores its provisions in summer.”
Even ants prepare.
If emergencies destroy you, it means you were not prepared.
*🔹 4. AVOIDING DEBT*
Proverbs 22:7
“The borrower is servant to the lender.”
Debt limits destiny.
Debt controls your freedom.
Debt delays vision.
Not all debt is sin —
But careless debt is bo***ge.
*5️⃣ FINANCIAL PLANNING IN THE CHURCH*
The early church operated with wisdom.
Acts 4:34-35
They distributed resources wisely.
They planned.
They managed.
A church without financial planning:
Cannot grow
Cannot build
Cannot expand vision
Cannot support missions
God funds vision — but He blesses responsible managers.