23/06/2024
The Elifat Mwanza Junior Baby Steps to living debt free
1. Baby step 1: Avoid lending institutions
2. Baby step 2. Do a a backyard garden to cut down on your domestic cost.
3. Baby step 3. Avoid DSTV full bouquet, instead pay for Go tv or Star Times
4. Baby step 4. Avoid turning your home into an orphanage. Family is Father, Mother and children. Support relatives remotely.
5. Baby step 5. Avoid kulibonesha!
6. Baby step 6. Remember your God for it is Him that gives power to create wealth.