C.A.L.I. Girl

C.A.L.I. Girl Christian and Loving It (C.A.L.I.) Girl Newsletter - Inspiring young women to live for Christ!

Christian and Loving It (C.A.L.I.), Girl Newsletter—an inspirational Christian newsletter for young ladies.

CURE FOR "THE MONDAY BLUES"By Sabrina PierceThis is the day that the LORD has made; let us rejoice and be glad in it.” (...
02/02/2016

CURE FOR "THE MONDAY BLUES"
By Sabrina Pierce

This is the day that the LORD has made; let us rejoice and be glad in it.” (Psalm 118:24, ESV)
It may be a surprise to know that one of my favorite days of the week is Monday. While most people grudging look to this day with disdain, I embrace it with warmth and hopeful expectation. Not only does Monday mark the beginning of my work week, it also sets the tone for the days to come. Approaching your day with a positive outlook is the first step to ridding your- self of the Monday blues.

Having a successful week begins with your attitude and preparation. For example think of a sun- rise. If you are not prepared, the sun can blind. Its blazing light will make you want to close the blinds and pull the cover over your head. However, if you are prepared to receive it, you will be blessed by how it illuminates the sky and the sight of its beauty.

Here are ways to change your perspective of Mondays. Please start preparing on Sunday evening.
1. Pray at the end of the day on Sunday. Decide that you are going to have a great week.2. Write down all the things you would like to accomplish from devotional/worship, diet/exercise, paying bills/ saving.3. Prepare meals (lunch) the night before.4. Get enough sleep (6-8 hours).5. Once your day comes to an end give yourself a pat on the back and thank God for His unconditional love.

TAKING THE FIRST STEPBy Jacqueline Y. Webb, Guest ContributorI don’t know about you, but I have found myself battling wi...
01/27/2016

TAKING THE FIRST STEP
By Jacqueline Y. Webb, Guest Contributor

I don’t know about you, but I have found myself battling with fear and anxiety as it relates to what I believe God has called me to do—fear of the unknown and anxiety of walking through it and knowing what to do, when to do it and not missing God in the midst of it. As I was taking my morning walk, the Lord reminded me of the story of Moses.

Moses was brought from the backside of the wilderness and called by God to do something huge. Surely this was out of his comfort zone and unlike anything he had done in the past. He was tasked with confronting an authoritative “giant” in Egypt, demanding that he release God’s people, then leading millions to a place of God’s choosing. Although it was an extreme task to approach Pharaoh with such demands and possibly frustrating at times to carry the load of being responsible for leading so many people, the point I believe God wanted me to focus on was the parting of the sea.

God gave Moses instructions that were imperative for him to follow. He was told precisely when to lower the rod in order for the sea to open so that God’s people could journey to their place of safety. For so many years I have focused on the miracle of the rod. The rod was lowered, then the miracle took place. But God showed me this from a different perspective today. He showed me that the miracle was not in the lowering of the rod. The miracle took place the moment Moses took the first step in obeying God’s instructions. The lowering of the rod and the opening of the sea were the climax or crescendo of what had already taken place.

Many of us are waiting for God to show us the rod in which we are to use so that the sea can open to our dreams and purpos-es. But God is saying, just as with Moses, doors will open as the climax of the first and continued steps we take in obedience to Him and faith in what we know He will do. In other words, the miracle is not in the open door; the miracle is in you taking the first step. The open door is the result of your steps of faith.

You will be faced with challenges, distractions, fear, anxiety, concern and even doubt. But take courage, you have not only been declared more than a conqueror but you are in good company. If we could see Moses right now, we would probably hear him cheering us on and telling us from that heavenly cloud, “If God helped me to succeed, He will do the same for you.”

BEING A GOOD STEWARD OF YOUR FINANCESBy Vicki Childress“Lord help me be a better steward of my money!” is what I prayed ...
12/01/2015

BEING A GOOD STEWARD OF YOUR FINANCES
By Vicki Childress

“Lord help me be a better steward of my money!” is what I prayed daily after constantly looking at my bank account only to find overdraft fees and not enough money to cover my upcoming expenses. Somewhere along the way I had allowed my “blind spending” habits to control the course my finances took. Going from a dual-income to a one-income household didn’t seem to grab my financial attention. The hubby and I were still living as if we were earning two incomes. We had exhausted our savings accounts and 401K’s. In addition, we had one credit card left that was pretty much to its limits. Our outgoing ex- penses were more than our incoming money, and something needed to change. We surrendered our financial dilemma to the Lord, and searched His word for answers.

This has been a very humbling and challenging season for my family and me. However, God has been faithful and has proven that HE will provide! Even as the holiday season approaches, we are determined to exercise the lessons we’ve learned in managing what we have.

Below are a few tips that will help you stay financially wise!

Step #1 – Understand the difference between NEEDS and WANTS.Philippians 4:19 says... “And my God will supply every NEED of yours according to His riches in Christ Jesus.” Remember that a need is something that’s necessary for your survival. Differentiating our needs from the things we really want (desires) is key. When shopping always ask yourself: “Do I need this right now? Can I honestly afford this?” If the answers are no, walk away...keep it pushing.

Step #2 – Work with what you have!Luke 16:10-12 reads, “One who is faithful in a very little is also faithful in much.” God clearly wants us to be realistic with our current financial situations. If you are like me who was once spending like crazy and later shuffling around bill payments, then something has to change. We have to take a real look at what our financial obligations are and commit to taking care of them FIRST before spending on desires. God can’t bless us or even trust us with more if we can’t even manage the little we have. Be wise and pay attention to your reality.

Step #3 – Step back and adjust.Proverbs 19:14 reads, “House and wealth are inherited from fathers, but a prudent wife is from the Lord.” As the person who looks over the finances in our home, I had to become prudent if I was going to help get us to a place of freedom. Plus I had more of the “blind spending” habits than my husband. This meant I had to be practical about the needs of our family and ad- just to ensure that we would have enough to cover them. God was and still is teaching us. I’ve had to make multiple trips back to stores to return items that I desired rather than needed. We’ve had to cut out fast food completely because when I added up the amount of money spent on fast food, it always totaled the amount I needed to cover a bill – and I wouldn’t have had to borrow it. Remember convenience does not justify wants over needs.

Step #4 – Give what you have!As I’ve been on this journey to financial freedom, I’ve realized that material things can never replace the gifts of love, affirma- tion, security, peace, trustworthiness, friendship, companionship, and support. Because I accept this truth, I’m no longer so quick to spend what I don’t have on things that have no lasting value. As the holiday season approaches, let’s not get dis- tracted by all that is in the world – the desires of the flesh and eyes, and the pride of life — for all these things will pass away. Instead give the gift of the gospel. Show love to others. Share the story of our Savior. Invest spiritually in the lives around you. This will keep you both financially and spiritually free!

VIRTUE WITHOUT VIRGINITY By Christina X-Limit, Guest Contributor Growing up I remember hearing a whole lot about the val...
11/23/2015

VIRTUE WITHOUT VIRGINITY
By Christina X-Limit, Guest Contributor

Growing up I remember hearing a whole lot about the value in my virginity. It inspired me!

I wanted to be the girl who waited until I was married to have s*x. I understood that my virginity was a gift I could never get back and I wanted to give it away one time to the one person I’d spend the rest of my life with.

Then it happened; I met a guy. A guy who fed into my already present insecurities and the ever-burning desire of my heart to have a man that loved me without fail. Something I felt I lacked from my own father and that I didn’t recognize in God yet. It didn’t take long for us to take steps I’d never taken before that made it easier to go down a path I’d neverintended to go down so soon.

By 15 years old I was s*xually active. By 16 I’d had my first two abortions. And by 17 years old I had a restraining order against my stalk- ing ra**st, my third abortion, and a jaded sense of what s*x actually was.

In my first two years of s*xually activity I suffered many traumas that both numbed and severely depressed me. But I continued to share my body with partners I hoped would be more than they ever turned out to be.

First, this was indicative of the fact that I had no business having s*x. My emotional maturity and understanding were not where they needed to be in order to engage in safe s*x. Because having s*x safely has just as much to do with protecting our hearts, minds, and spirits as it does with protecting our bodies.

But no one told me that.

And no one told me that just because I’d had s*x once didn’t mean I had to keep having it. No one told me that every s*xual partner would leave a residual imprint that would contribute to how I understood s*x. That EACH time I laid with a partner I gave a gift; it wasn’t lost with my virginity. That virginity and virtue are not synonymous and they could exist outside of each other. That my body wasn’t depre- ciated in value just because I was no longer a virgin and that it shouldn’t be given away arbitrarily.

But now I know that.

I know that being chaste is an option even AFTER you’ve had s*x for the first time. At any point, with any partner, you can choose to not engage in s*xual activity. No partner is entitled to your body just because another has had it. Every partner teaches you a little something about what s*x is, right or wrong, and you need to decide what you’re willing to contend with the day you meet your God ordained mate.

Embracing your power as a woman or man of God means also embracing the power of your virtue. The power in the gift of your body. And reclaiming your Virtue even Without your Virginity.
-Christina Xlimit-

WHAT'S TRENDING NOWBy Eboni MarmolejosAt any given time you can hop online to see what billions of people deem important...
11/19/2015

WHAT'S TRENDING NOW
By Eboni Marmolejos

At any given time you can hop online to see what billions of people deem important by looking at trending topics on social media. I'll be the first to admit that some- times those tweets & posts can be downright entertaining. However, everything that glitters ain't gold and everything with a hashtag isn't im- portant. Now, there is nothing wrong with a little entertainment or even an informative post here and there. The problem oc- curs when we are placing a higher priority on trending topics instead of the Word of God. While the popular topics on social media are often elusive and always changing, God's Word never changes. Today's important topics in the bible are tomorrow's important topics and unlike the popular makeup tutorials that I can never seem to get right, the Instruction given in the Bible is totally attainable and ten times more rewarding than the perfect eyebrow or smoky eye.
God wants us to place our lives before Him. Romans 12:1-2 says that we should take our everyday life and place it before God as an offering. What does that look like in real life? It’s simple...ask God what He wants from your life. What He wants and what you want may differ. Jesus probably didn't feel like dying on a cross but He gave up His will for the will of His Father. (See Luke 22:42) I'm thinking that God isn't going to ask you to hang on a cross anywhere. So any sacrifice short of that should be easier...right? Hebrews 12:2 says, for the joy set before Him, He endured the cross. Keep in mind that I didn't say it would be comfortable to give up some of your time on Snapchat or Instagram but I can promise you it will be worth it when you see positive changes happen in your life. Jeremiah 29:11 says that God's plan is the best plan for us. So fix your attention on God throughout your day by talking to Him about what He wants you to do with your time. Getting caught up in online trends can be fun but it can waste a lot of your time and easily distract you from fulfilling the purpose for which you were created. Let the hashtags of your life reflect God's will.

If your life had a hashtag, what would it be?

Spotlight on JimDre Westbrook, "The 31-Year Old Virgin"By Loureva SladeHe’s 31. He’s educated. He’s an entrepreneur. He’...
11/18/2015

Spotlight on JimDre Westbrook, "The 31-Year Old Virgin"
By Loureva Slade

He’s 31. He’s educated. He’s an entrepreneur. He’s nice looking. He’s a man of God. And...

He’s a virgin.

In a society where men are given props for their many s*xual conquests, it isn’t often we hear about a youngman making a conscious decision to save himself for his future wife. But JimDre Westbrook is an anomaly; he has done just that. His desire to honor God is his top priority and means more to him than temporary pleasure or fitting in.

Originally from Saginaw, Michigan, JimDre was raised in a traditional Baptist household. Although his parents weren’t “super religious,” they made sure JimDre had a strong understanding of who God is and emphasized the importance of having a personal relationship with Him. JimDre made the mature decision to accept Jesus as his Lord and Savior and was baptized in the second grade. He took this decision seriously and committed to live a life that is pleasing to God.JimDre had “the talk” with his mother and made the choice to abstain from s*x until marriage when he was just 14 years old. He knew it would be difficult, but he believed he could do it. According to JimDre, he thought it would be the coolest thing to give his wife something special that no one else had had. (Hebrews 13:4a: “Let marriage be held in honor among all, and let the marriage bed be undefiled.”) But more important than that, He wanted to honor God and see first-hand just how God would bless him for his decision. (Deuteronomy 11:27: “The blessing, if you obey the commandments of the LORD your God.”)

JimDre knew he would have to face many temptations—especially during his college years at the University of Michigan—but He believed that with God’s help, he could overcome them. I asked him what young people can do to successfully prevail over s*xual temptation and he narrowed it down to four things.

First, know yourself. 1 Thessalonians 4:3-4 says, “For this is the will of God, your sanctification: that you abstain from s*xual immorality; that each one of you know how to control his own body in holiness and honor.” During the college years many people are trying to discover who they are. But if you know you want to abstain from s*x, in particular, you have to be firm. “If you play with fire, you will get burned. Temptation knows your weakness, so hold your ground and know who you are.”

Second, stay active. Make sure your mind isn’t on s*xual things. Philippians 4:8 says, “Finally, brothers, whatever is true, whatever is hon- orable, whatever is just, whatever is pure, whatever is lovely, whatever is commendable, if there is any excellence, if there is anything wor- thy of praise, think about these things.” If you’re in school, keep your head in a book. Get involved in sports or other extracurricular activi- ties. Don’t let the enemy catch you idle. (“An idle mind is the devil’s playground.”) “Make sure you’re active so temptation doesn’t catch you slipping.”

Third, stay focused on the things that are in front of you. There isn’t a single thing God commands us to stay away from because He wants us to be unhappy. His commands are there for our own protection. If we are sidetracked by s*xual sin and all that comes along with it (i.e. diseases, unplanned pregnancies, soul ties, and inability to make clear-minded decisions), it takes our focus and attention away from king- dom business.

Finally, stay faithful. Stay prayed up and keep your eyes on God. He will help you. 1 Corinthians 10:13 says: “No temptation has overtaken you that is not common to man. God is faithful, and he will not let you be tempted beyond your ability, but with the temptation he will also provide the way of escape, that you may be able to endure it.”

When JimDre turned 30-years old, he went public with his decision to remain celibate until marriage. He posted about it on social mediaand was overwhelmed by the support he received. He became known as the “30-Year Old Virgin,” at the time, and started a website, worththewaitguy.com, to inspire/encourage others like him. JimDre initially thought he was the only male his age holding on to his virginity, but after coming out with his website, discovered there are many other men (and women) who have also chosen to wait.

With his announcement also came a great deal more temptation from ladies who wanted to “test him.” He let them know that he is serious about his decision to stand firm in the Lord. He’s so serious that even if he meets a woman he knows is “the one,” he will not have s*x with her until they are husband and wife. In his words, “I’m 31. I’ve been waiting for a long time. If I can wait, the reward I will get from God will be worth it. If I can present my body as ‘a living sacrifice, holy and acceptable to God,’ nothing will beat that.”

JimDre Westbrook is the founder of worththewaitguy.com. He is also co-owner of Live at Your Own Pace (LAYOP), a lifestyle brand that provides quality clothing for men, women, and children. If you would like to connect with JimDre, feel free to follow him on social media ( Westbrook). He also invites you to reach out to him for prayer and encouragement through his website (worththewaitguy.com). He is never too busy to help out and promises that he personally answers all his emails.

11/18/2015

Good morning! Be sure to check out the Holiday Edition of CALI Girl Newsletter! This issue features a spotlight on JimDre Westbrook (The 31-Year Old Virgin) and pieces on social media, money management and holiday gift ideas. We are also very thankful for our guest contributor, Christina X-Limit, who shares a very transparent and heartfelt piece on virtue. Click the link below and be blessed.
https://caligirlnewsletter.files.wordpress.com/2015/11/holiday-issue.pdf

https://caligirlnewsletter.files.wordpress.com/2015/11/holiday-issue.pdf

Love Yourself By Vicki ChildressAs a mom of four, one of my biggest challenges has been looking fabulous even when I don...
10/08/2015

Love Yourself
By Vicki Childress
As a mom of four, one of my biggest challenges has been looking fabulous even when I don’t feel like it. From sun up to sun down –and then some- I’m constantly on the go ensuring that everything and every- one is okay. From school drop offs, doctor appointments, grocery store runs and unexpected boo boos, the demands of my role as mommy and helpmeet tend to pull at me from all angles. This leaves me with no time in my day for me to take notice of nor care about the way I look and feel.
Psalm 139:14 says that I am fearfully and wonderfully made and Galatians 5:14b says that we are to love our neighbors as ourselves. How can I possibly love someone else if I’m not taking time to love myself? As I contemplated on the thought of loving “me” and what exactly that means, I knew it was time to pull myself out of the slump of “self-neglect.” But how? De- spite the fact that my body shape has changed due to multiple pregnancies, and comfort (leggings and a shirt) has always taken precedence over stylish and chic outfits, I was desperate enough to take this petition to God in prayer (Philippians 4:6). As my heart desired to feel fabulous while wearing the many hats I do, God was quick to answer!
A few weeks ago, I stumbled across the Beauty Mommy while browsing through Pinterest. I was intrigued by owner Nada Manley’s sense of style and simplicity even as a mom. I thought to myself, if she can do it so can I. Plus she had dedicated her time and efforts to helping people just like me. So I joined her network in hopes of getting inspired and motivated to find "me" again. I was pleasantly surprised by the many tips that she offered for not just moms but any and every woman looking to refine her look. After emailing back and forth and setting up a Skype consultation, Beauty Mommy helped me find my sense of style and feel fabulous again. Even though I’m a mom, my style or self-image does not have tobe compromised. If you love yourself it should show from the inside out!
So if you’ve looked in the mirror lately and thought to yourself: “I have got to do better,” I encourage you to go follow Beauty Mommy on Pinterest or visit BeautyMommy.com for tips on how to look and feel fabulous no matter what your size or the season of life you’re in. Nada will help you find your Style Dial and shop on a budget. I encourage you to love yourself the way God has commanded.

Busy moms can be beautiful moms. Beauty Mommy makes busy moms beautiful.

SPOTLIGHT ON DEVIKA PARIKHBy Loureva SladeActress Devika Parikh is a phenomenal woman who has dedicated her life to maki...
10/02/2015

SPOTLIGHT ON DEVIKA PARIKH
By Loureva Slade

Actress Devika Parikh is a phenomenal woman who has dedicated her life to making an impact for the Kingdom of God. Regardless of where your career aspirations lie, her take on the relationship between faith and career can definitely be applied to help you reach success (in its truest form). While many are willing to compromise their values to gain fame and fortune, Devika has found that when she lives a life that is pleasing to God, He blesses her. It’s that simple. For over twenty years Devika has had a successful acting career (television, film, commercials, and voiceovers) that she attributes to God’s favor, her submission to His will for her life, and her commitment to excellence (doing all things “as unto the Lord.”)

Devika was born and raised in suburban Gaithersburg, Maryland. Even as a child she knew that she was born to entertain. Devika always had a very vibrant personality. She won Homecoming Queen and was voted Best Personality and Most School Spirited in high school. She attended Syracuse University, where she majored in Broadcast Journalism. Her initial plan was to become a journalist and then slide into acting. The problem was that after obtaining her degree and working for a respected news organization, she was miserable. She cried every single night because her heart just wasn’t in journalism.

One weekend when Devika was 22 years old, she went to the Blue Ridge Mountains in Virginia to spend time communing with God. She was frustrated and needed Him to give her direction. She sat on the side of the mountain for hours and told God she wasn’t leaving until she was clear about what to do next. She came up with four game plans and listed the pros and cons of each. By the time she left the mountain, she had a strategy that felt right. She had an uncle in Los Angeles whom she planned to visit during her weeklong birthday vacation in November. She would arrange to meet with as many television net- works as possible during her visit to L.A. If it was meant for her to become a Hollywood actress, she knew that God would open a door for her while on this trip. During the first part of her vacation, she took her resume to various studios, but didn’t leave feeling confident they would contact her for follow-up interviews.

On one of her last days in L.A. she drove by NBC studios and realized that she hadn’t set up any appointments with them. With resume in hand, she took a chance and went in. That day, “God put an angel in the lobby.” He was a set decorator named Al Harper, and when he saw Devika, he told her he had a few people he wanted her to meet. Harper took her back- stage and introduced her to people working behind the scenes on NBC shows. He then took her to guest relations, where they sent her to human resources to take a typing test and undergo an informal interview. That was further than she had gotten at any of the other studios. Four or five days after returning to Maryland, she received a job offer from NBC. She was selected to be a part of their Page Program, which was a developmental program for “high potential early career talent.” Devika was ec- static. This was just the thing she needed to get her foot in the door. She immediately accepted, put in her two-week notice, packed up her things, and drove across country to Los Angeles.

Devika worked as a page seating studio audiences and giving studio tours (amongst other things) for 18 months. Although she wasn’t acting in front of the camera yet, it allowed her to spend lots of time on the studio lot, interact with the public, and learn how things worked behind the scenes.

In her spare time, Devika took acting classes. She also performed theatre and improv/sketch comedy. She was determined to sharpen her natural talent so that when a television or film opportunity presented itself, she would be ready for it. She booked her first paid acting job doing an educational play called “1001 Black Inventions.” This play allowed her to travel and fine-tune her acting skills. She eventually linked up with a really good agent who helped her get auditions for television and film.

When Devika was in her mid-twenties, she was often offered roles that required nudity and other things that (because of her personal walk as a Christian) she was uncomfortable doing. She understood early on that she had to define who she was go- ing to be in this business. She had to be firm in what she would and would not do. She was very aware that she was only in this business because of God—because He opened doors. Before auditioning for and accepting roles, she would ask herself whether Jesus would be proud of her doing the part. She wanted to represent Him well.
When Devika was offered her first major movie role in “How to Be a Player,” she was thrilled until her manager told her it would require her to be topless in one scene. She respectfully declined the role. When she told her dear friend/roommate, Vicky Rice, about her decision not to compromise, Vicky pointed a wooden spoon at her and said, “God is gonna bless you with that part.” Devika didn’t see that happening because she had already turned down the role, but Vicky, who was also a strong believer, was certain of it. The next day her manager called and said that the director really wanted her for the part and she wouldn’t have to do nudity. Vicky was absolutely right! God had worked it out for her!

As a side note when talking about Vicky Rice, Devika said that she is a firm believer in the importance of keeping good Godly people around you. “Decide who you want to be and then be around people who will speak encourage- ment and God’s word. God’s word has power and it is different than inspirational phrases. Surround yourself with people who are focused, going somewhere, and are grounded in the Lord.”

The issue of nudity came up again not too long after “How to Be a Player.” Although Devika passed on the role, it wasn’t as easy a decision as it had been the first time because the stakes (demographics, exposure, and compensation) were a lot higher. There was a part of her that thought she might be able to do it if it was tastefully done. But the Holy Spirit clearly spoke to her and said, “Let your yes be yes and your no be no.” She felt sick for a week and worried her career was over after she turned down the role. Her agent was adamant that she had made the wrong decision. Six or seven months later, howev- er, the same casting director she auditioned for booked her for a part in a faith-based movie called “Something to Sing About.” God showed Devika that when you take a stand and refuse to compromise, He will make a way for you.

In the late 90’s Devika had a two-year dry spell where she was unable to book noteworthy roles. It was devastating because at the time, Devika defined herself by the roles she booked. She prayed for understanding and God said, “I’m building char- acter. If I let you continue the same way you’re going, it will be a noose around your neck. You want people to like you and think you are a good actor. But acting can’t be an idol to you. I need you to be my daughter before you’re anything else. Other- wise I can’t use you.” Humbled, Devika took that time to study, pray, draw closer to Him, and continue developing her craft.

When Devika made it through those two years, she no longer cared what people thought. She got to a point where acting was no longer her idol and “God showed up and showed out.” He blessed her with “exceeding abundantly above all she could ask or think.” She booked recurring roles on the top-rated shows The West Wing, 24, and Resurrection Boulevard. Since then she has guest starred on shows like: Criminal Minds, Prime Suspect, Everybody Hates Chris and Good Luck Charlie. Her voice has been heard in movies like Madagascar and the Jungle Book 2. She has appeared in numerous commercials including: McDonald’s, Benjamin Moore Paints, AT&T, Tostitos, Progressive, KFC, and Lunesta. Although she is very grateful for all the amazing opportunities that come her way, they no longer define her. She is a child of God above all else. And she is on a mis- sion to make His name known.

I asked Devika for a few final words of career advice to CALI readers. Her response applies across the board. Don’t despise humble beginnings. Whatever you want to do, “work at it with all your heart. You have to be serious about your craft. If you are passionate about it, pursue it 100%. Don’t look at how far the next step is, just take the next step. Be clear and realistic about your goals. Be prayerful. Ask the Lord to show you what He wants you to do and then do it.” And be brave. If God has called you to do something, He will equip you to do it well.
Follow Devika on Instagram and Twitter

Be sure to stop by her website: http://devikaparikh.com/

PUT YOUR MONEY WHERE YOUR MOUTH ISBy Andrea Collins, Guest ContributorMost of us have heard the phrase, been told the ph...
09/16/2015

PUT YOUR MONEY WHERE YOUR MOUTH IS
By Andrea Collins, Guest Contributor

Most of us have heard the phrase, been told the phrase, or told some-one else the phrase: “Put your money where your mouth is.” This literal-ly means to practice what you preach.
As Christian women, I am sure I would be preaching to the choir if I told you that the blessings we partake in daily (including our jobs, educa-tion, health, family, and friends) are poured down on us from heaven by God, our Father. For these blessings we give thanks, we give praise, we worship and we may even spread the word through a testimony to a co-worker or a stranger in the grocery store. How easy is it for us to participate in these actions of celebration when we receive a promotion or a raise at work? Pretty easy, right? Who is the first person you call to say “Dinner is on me?” or do you finally order those new pair of shoes online you’ve been waiting for just as soon as the direct deposit hits your bank account at midnight? If you haven’t figured out yet that these questions I am asking you have to deal directly with your priorities when it comes to your finances, then let me ask you one more question. Do you give to God first or do you give to others first when it comes to your finances? Giving back to God first should provide that same unspeakable joy you get from your freshly done hair or even from paying off a credit card bill.

So ladies, what number is God on your list of priorities? When we put it in perspective, this is pure-ly a matter of stewardship (how you take care of your money), and discipleship (what or whom you choose to follow). As Christian women, what we do with our money ultimately determines what we worship.

The Gospel of Luke speaks about the concern over determining which master to serve:

“Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little can also be dishonest with much. So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches?” “No servant can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and money.” (Luke 16:10-11, 13)

Daily, out of our mouths come praises of thanksgiving, blessings and gratitude for all that God has given us. Our mouths may show who our master is, but our actions must equal that. Our money given back to God should match that in our tithes, offerings, and service to others.

I would like to offer a few principles to follow when it comes to putting our money where our mouth is:

Tithe – Tithing tests our faithfulness as Christians. We are blessed as we obediently sacrifice 10% of our income back to God. Malachi 3:10 shows God’s promise of exceeding and abundant blessings when we tithe. God is so confident in his ability to do this for us, that he literally asks us to “test” him in this. The miracle is in God’s hand and because you give it back to Him He will assuredly multiply.

Common Question: Do I tithe the gross (before-tax pay) or the net (after-tax pay)?

Answer: 10% of the gross (ex: $100 per week = $10 in tithes)

Sow – Sow towards a desired result. Your seed is what God will multiply and your faith is why He will multiply it. Little becomes much when we place it in the Master’s hand (John 6). You had enough faith to tithe first, and because of that God has kept up His end of the promise and thrown open the floodgates. The blessings are so much that you do not have room for it. You can now sow into His kingdom by blessing others; God is looking for you to be an active participant in this. There are two ways to give, sparingly or bountifully; and whether you choose one way or the other – we shall reap what we sow.

Food for thought: Is there someone you know who has a service that is giving back to your community? Sow a seed into their business by patronizing or even investing in their expansion. Or perhaps you want to become an entrepreneur, why not invest in yourself?

Plan - You’ve given to God, you’ve sown a seed, but what about your own future? There are biblical instructions that God has provided us in planning financially. Proverbs 21:20 reads “In the house of the wise are stores of choice food and oil, but a foolish man devours all he has.” It is not wise for us to work and spend all we have. This leaves us with no resources and as the saying goes, desperate times call for desperate measures. Failing to plan or save properly puts is in a compromising situation, leaving open the possibility of irrational behavior and hasty decisions. As much faith as we have in God, remember, God wants active participation.

Financial Plan: If you have $250 extra per month and you are wondering what to do with it…
(This is just an example – the same principle applies to $10, or $50 extra per month).

Current Principal: $250

Annual Savings: $3000 (or $250/month)

Time frame: 10 years

Annual Interest: 5%

Total savings after 10 years: $40,027.59

This is how compound interest works – your money saved grows at an increased rate because of the interest added to it every year.

Be in the center of your assignment - money is anywhere God sends you. Your life has a purpose and an intention; there is something significant and powerful that you are supposed to be doing in the world. Ask God to reveal your purpose.

“And whatever you do, whether in word or deed, do it all in the name of the Lord Jesus, giving thanks to God the Father through him.” Colossians 3:17

Andrea Collins is a Portfolio Analyst at City National Rochdale. Connect with her:
Email: [email protected]
Twitter:
LinkedIn: Andrea Collins

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