08/23/2026
Today's Sermon Text 23 August 2026:STOP RENTING YOUR FAITH
Deuteronomy 28:12 • Matthew 25:14–30 • 2 Timothy 2:2
A Sermon on Moving from Borrowed Faith to Personal Faith
INTRODUCTION — THERE ARE TWO TYPES OF PEOPLE
Good Morning, Beloved.
This Past Friday Night, As She Has Done For The Past Four Years, Sis. Taylor And I Hosted A Gala.
The Gala Was Typical Of Our Lives, Because There Were Two Different Types Of People In The World—And There Were Two Different Types Of People Attending The Gala.
There Are Lenders And There Are Borrowers.
Think About How Common Borrowing Is. As Children, We Had Neighbors Who Would Come Over To Our House And Ask, “Can I Borrow A Cup Of Sugar?” Or “Can I Borrow A Cup Of Flour?”
Out In The Streets, You See Smokers Asking To Borrow A Cigarette. Girlfriends Borrow Dresses. Guys Borrow Jackets. Friends And Relatives Ask To Borrow Money. Somebody May Even Ask To Borrow Your Car.
But There Is One Thing You Very Seldom Hear People Ask To Borrow.
You Rarely Hear Somebody Say, “Can I Borrow Some Wisdom?”
“Can I Borrow Some Understanding?” “Can I Borrow Some Righteousness?” “Can I Borrow Your Prayer Life?” “Can I Borrow Your Faith?”
And Maybe The Reason We Do Not Ask To Borrow Those Things Is Because Spiritual Things Are Supposed To Change Us.
They Can Open Our Eyes. They Can Change Our Direction. They Can Take Us From Being Dependent On Somebody Else's Faith To Developing Faith Of Our Own.
And That Brings Me To The Question I Want To Ask This Morning:
ARE YOU RENTING YOUR FAITH, OR ARE YOU TAKING PERSONAL OWNERSHIP OF YOUR WALK WITH GOD?
Now, Let Me Be Clear. We Do Not Own God. God Owns Everything. We Are Stewards And Managers Of What He Places In Our Hands.
But There Must Come A Point When Your Relationship With God Becomes Personal. You Cannot Live Forever On Mama's Prayers.
You Cannot Live Forever On Daddy's Testimony. You Cannot Live Forever On Grandma's Church Attendance. You Cannot Live Forever On Your Pastor's Faith.
At Some Point, God Wants You To Know Him For Yourself.
1. SOMETIMES YOU HAVE TO BORROW BEFORE YOU CAN LEND
There Is Nothing Wrong With Borrowing When You Are In The Process Of Learning, Growing, And Becoming.
A Child Borrows Knowledge From A Parent. A Student Borrows Understanding From A Teacher. A Young Believer Borrows Strength From A Mature Believer. Timothy Received From Paul.
“And The Things That Thou Hast Heard Of Me Among Many Witnesses, The Same Commit Thou To Faithful Men, Who Shall Be Able To Teach Others Also.” — 2 Timothy 2:2
Notice The Movement: Paul Gave To Timothy. Timothy Received From Paul. Timothy Was Then Expected To Give To Somebody Else.
That Is The Kingdom Pattern: RECEIVE. DEVELOP. RELEASE.
God Did Not Bring Mature Believers Into Your Life Merely So You Could Admire Them. He Brought Them Into Your Life So That What They Carry Could Be Deposited Into You.
Maybe Somebody Taught You How To Pray. Maybe Somebody Taught You How To Forgive. Maybe Somebody Taught You How To Stand When Life Got Hard.
Maybe Somebody Showed You What Faith Looks Like When The Doctor Gives A Bad Report, When The Money Gets Tight, When The Family Is In Trouble, Or When The Future Is Uncertain.
Thank God For The People From Whom We Have Borrowed Strength Along The Way.
But Borrowing Is Supposed To Be Temporary. There Ought To Come A Time When What You Borrowed Becomes Something You Can Lend.
You Borrowed Wisdom—Now Give Wisdom. You Borrowed Encouragement—Now Encourage Somebody.
You Borrowed Strength—Now Strengthen Somebody. You Borrowed Faith—Now Become Somebody Else's Evidence That God Is Faithful.
2. GOD BLESSES YOU SO THAT YOU CAN BECOME A BLESSING
“The LORD Shall Open Unto Thee His Good Treasure... And Thou Shalt Lend Unto Many Nations, And Thou Shalt Not Borrow.” — Deuteronomy 28:12
Deuteronomy 28:12 Speaks Within The Covenant Blessings God Gave Israel. The Picture Is One Of Provision And Abundance Rather Than Continual Dependence.
The Principle Is Bigger Than Money. God Wants To Move Us From Dependency To Capacity.
From Always Needing Encouragement To Becoming An Encourager. From Always Needing Prayer To Becoming A Person Who Prays For Others.
From Always Needing Somebody To Teach Us To Becoming Somebody Who Can Teach Somebody Else.
From Always Needing Somebody Else's Faith To Becoming Somebody Whose Faith Strengthens Somebody Else.
God Does Not Bless You Merely To Make You Comfortable. He Blesses You To Make You Useful.
And That Is Why Stewardship Matters.
Everything We Have Ultimately Belongs To God—Our Money, Our Time, Our Abilities, Our Influence, Our Opportunities, And Our Spiritual Gifts.
“As Every Man Hath Received The Gift, Even So Minister The Same One To Another, As Good Stewards Of The Manifold Grace Of God.” — 1 Peter 4:10
A Steward Does Not Ask, “How Much Can I Keep?” A Steward Asks, “What Does The Owner Want Me To Do With What He Placed In My Hands?”
When You Realize That God Owns It All, Anxiety Begins To Lose Its Grip. You Do Not Have To Hoard Everything. You Can Manage God's Blessings With Open Hands And Use Them For His Glory And For The Good Of Others.
3. STOP RENTING YOUR FAITH
Think About The Difference Between Renting And Owning.
A Renter May Look At A Property And Say, “It's Not Mine.” If Something Breaks, Call The Landlord. If The Carpet Is Damaged, Somebody Else Will Deal With It. If The Wall Needs Painting, Somebody Else Is Responsible.
But When You Own Something, You Look At It Differently.
You Invest In It. You Protect It. You Maintain It. You Improve It. You Care About Its Condition Because It Belongs To You.
Now Apply That Spiritually. Some Believers Are Living On Rented Faith. Mama Prayed, So They Do Not Pray. Daddy Knew The Bible, So They Do Not Study The Bible.
Grandma Went To Church, So They Think Church Attendance Is Enough. Their Pastor Has Faith, So They Ride On The Pastor's Spirituality.
Their Spouse Is Spiritual, So They Depend On Their Spouse's Relationship With God. They Know What Somebody Else's God Did, But They Have Not Developed A Testimony Of What God Has Done In Them.
There Is A Difference Between Knowing About God And Knowing God. There Is A Difference Between Hearing Somebody Else's Testimony And Having Your Own Testimony.
There Is A Difference Between Admiring Somebody Else's Faith And Developing Faith Of Your Own.
You May Have Inherited A Religious Tradition, But You Must Develop A Personal Relationship. At Some Point, God Asks, “What Have I Done In YOU?”
4. WHAT GOD PUTS IN YOUR HANDS, HE EXPECTS YOU TO DEVELOP
Matthew 25:14–30 — The Parable Of The Talents
Jesus Tells The Story Of A Master Who Entrusts His Servants With Resources. They Do Not All Receive The Same Amount, But Every Servant Receives Something.
The Master Then Leaves And Later Returns To Settle Accounts. The Issue Is Not Whether Every Servant Received The Same Thing.
The Issue Is What Each Servant Did With What He Received. The Third Servant Buried His Talent. He Did Not Lose It In The Marketplace.
He Did Not Spend It. He Did Not Give It Away. He Simply Buried It. And That Is A Danger For Believers.
You Can Receive Something From God And Never Develop It. You Can Sit In Church For Twenty Years And Never Mature Spiritually.
You Can Hear Sermons For Decades And Never Become A Sermon To Somebody Else. You Can Receive Encouragement For Years And Never Become An Encourager.
You Can Watch People Serve God And Never Discover What God Wants To Do Through You. The Question Is Not, “What Did God Give Somebody Else?”
The Question Is, “What Did God Put In MY Hands?”
And Then The Next Question Is, “What Am I Doing With It?”
5. YOUR FAITH MUST BECOME YOUR OWN
There Is A Season When Your Faith Is Strengthened By The Faith Of Others. That Is Part Of Christian Community.
We Need One Another. We Need Teachers. We Need Pastors. We Need Mentors. We Need Mothers And Fathers In The Faith.
We Need Brothers And Sisters Who Can Stand With Us When Our Knees Are Weak. But Christian Maturity Means That What You Receive From Others Becomes Rooted In Your Own Relationship With Jesus Christ.
You Cannot Pray Only When Somebody Else Tells You To Pray. You Cannot Worship Only When The Music Moves You.
You Cannot Read The Bible Only When The Preacher Gives You A Passage. You Cannot Trust God Only When Somebody Else Is Standing Beside You.
There Comes A Moment When You Have To Say, “Lord, I Know You For Myself.”
Not Because Mama Knew Him. Not Because Daddy Knew Him. Not Because Grandma Knew Him. Not Because The Pastor Knows Him.
But Because YOU Have Walked With Him. YOU Have Prayed To Him. YOU Have Seen Him Make A Way.
YOU Have Experienced His Grace. YOU Have Discovered That He Is Faithful.
That Is When Faith Stops Being Rented And Becomes Personal.
6. FROM BORROWER TO LENDER
Here Is The Transition God Wants To Make In Every Believer.
You May Start As A Borrower, But You Are Not Supposed To Stay There.
You Borrow Wisdom—Then You Become Wise Enough To Help Somebody Else.
You Borrow Strength—Then You Become Strong Enough To Strengthen Somebody Else.
You Borrow Encouragement—Then You Become An Encourager.
You Borrow Somebody Else's Testimony—Then God Gives You Your Own Testimony.
You Receive From One Generation—Then You Pour Into The Next Generation.
This Is How Faith Continues. This Is How Families Are Strengthened. This Is How Churches Grow. This Is How Ministry Continues.
This Is How The Kingdom Advances. Paul Poured Into Timothy. Timothy Was Expected To Pour Into Faithful People.
Those Faithful People Were Expected To Teach Others. The Blessing Was Never Supposed To Stop With Timothy.
And What God Has Put Into You Is Not Supposed To Stop With You.
CONCLUSION — DON'T DIE WITH WHAT WAS INVESTED IN YOU
Let Me Bring This Home.
Some Of You Are Here Today Because Somebody Else Prayed For You. Somebody Else Believed In You. Somebody Else Encouraged You.
Somebody Else Taught You. Somebody Else Stood Beside You. Somebody Else Helped You See What You Could Not See For Yourself. And You Ought To Thank God For Them.
But Do Not Die With What They Invested In You. Take What God Has Given You. Develop It. Strengthen It. Use It. And Put It Into Somebody Else.
You May Have Borrowed Faith When You Were Young.
You May Have Borrowed Somebody Else's Prayers When You Were Struggling.
You May Have Borrowed Somebody Else's Strength When You Were Weak.
You May Have Borrowed Somebody Else's Wisdom When You Did Not Know What To Do.
And Thank God For Every Person He Used To Help You Get Here.
But There Comes A Time When God Says: “Now It's Your Turn.”
Now You Pray. Now You Study. Now You Believe. Now You Stand. Now You Serve. Now You Witness. Now You Become The Lender.
Because Somebody Is Coming Behind You Who Needs What God Has Put Inside You.
God Allows Us To Be Borrowers For A Season So That We Can Become Lenders For A Lifetime. You Borrowed Wisdom—Now Give Wisdom.
You Borrowed Strength—Now Strengthen Somebody Else.
You Borrowed Encouragement—Now Encourage Somebody Else.
You Borrowed Faith—Now Become Somebody Else's Evidence That God Is Faithful.
You Borrowed From The Generation Before You—Now Leave Something For The Generation Coming Behind You.
Don't Die With What Somebody Else Invested In You.
Take What God Has Given You, Develop It, And Put It Back Into Somebody Else.
ALTAR CALL — MAKE YOUR FAITH PERSONAL
Today, God May Be Calling You To Stop Depending On Borrowed Faith.
Maybe You Have Been Around Faith, But You Have Never Truly Surrendered Your Life To Jesus Christ.
Maybe You Have Been Depending On Somebody Else's Prayers.
Maybe You Have Been Attending Church Without Developing Your Own Relationship With God.
Maybe You Know Scripture, But You Have Not Allowed Scripture To Transform Your Life.
Today Is The Day To Make Your Faith Personal. You Do Not Have To Live On Somebody Else's Testimony.
You Do Not Have To Live On Somebody Else's Prayers. You Do Not Have To Live On Borrowed Faith.
Come To Jesus For Yourself. Trust Him For Yourself. Follow Him For Yourself. Serve Him For Yourself.
And Then Let Your Life Become A Blessing To Somebody Else. The Lord Has Put Something In Your Hands.
The Question Is: WHAT WILL YOU DO WITH IT?
Stop Renting Your Faith. Take Personal Responsibility For Your Walk With God.
Develop What He Has Entrusted To You.
And Become The Lender—The Person Through Whom God Can Pour His Blessings Into Somebody Else's Life.