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CDF Capital We help churches grow by connecting them with Kingdom-minded investors. CDF Capital is a proven partner in church financing. Since 1953.

This is not an offer to sell our securities, and we are not soliciting you to buy our securities. We will offer and sell our securities only in the states where authorized. The offering of our securities is made solely by our Offering Circular. The Certificates are unsecured debt securities subject to the terms, conditions, and risks described in our Offering Circular, including the risk of possible loss of the amount invested. Payment is dependent on CDF Capital's financial condition at the time payment is due. CDF Capital securities are not FDIC or SIPC insured, nor are they bank deposits. The CHURCH DEVELOPMENT FUND, CDF CAPITAL, CDF CAPITAL and DESIGN, and DESIGN ONLY trademarks and/or other identifiers referenced herein are trademarks of Church Development Fund, Inc., and may be registered in certain jurisdictions.

Who will make the crucial decisions on your church building project?Large-scale construction projects require everyone i...
10/23/2026

Who will make the crucial decisions on your church building project?

Large-scale construction projects require everyone in the church to be behind the project and making sacrifices to see this dream become a reality. However, a specific core team should be designated to drive the project and see it to completion. If this team is not well defined at the outset, the responsibility will fall on the pastoral staff—who are typically already stretched thin.

Ideally, a single point person manages the project and oversees the team. If your church has an executive pastor, they often assume this role. If not, the responsibility should be assigned to a driven and organized individual. They will keep the project on track, coordinate the teams, and facilitate all the necessary communication.

Read the full Beginner’s Guide to Planning Church Construction: https://www.cdfcapital.org/a-beginners-guide-to-planning-church-construction/

As the year winds down, three of the four P's of estate planning usually get attention. The fourth, passions, rarely doe...
10/22/2026

As the year winds down, three of the four P's of estate planning usually get attention. The fourth, passions, rarely does.

1. People.

People are the most important component of estate planning. Take time to identify the people who are dependent upon you and those you wish to benefit from the distribution of your assets.

2. Property.

To accurately prepare your distribution plans, your assets need to be inventoried and valued.

3. Plan.

Once you have identified the people and property components, work with your advisers to set your goals in place so your property can meet the needs of those whom you want to benefit from your estate.

Your planners can include the attorneys and accountants who draft and process the plan and documents, as well as a personal representative, guardian for minor children, those who hold powers of attorney (both financial and medical), and others.

4. Passions.

This fourth item is often, unfortunately, overlooked in the creation of an estate plan.

You have a variety of passions. You are passionate about your family and want to ensure they continue loving one another long after you pass. But you may also be passionate about your work, or specific issues, such as Christian ministry, health, education, justice, poverty alleviation, creation care, or a myriad of other important things. Perhaps you give time, money, and influence to support causes like these that affect your community. The ways you invest in your passions reflect a great legacy you leave beyond your lifetime.

Passions provide purpose and hope.

If you would like more information about how to go about setting up an estate plan, we would love to help. Send us a DM to start the conversation.

Since 1953, CDF Capital has served hundreds of churches. Here's what three pastors from a few of those churches had to s...
10/20/2026

Since 1953, CDF Capital has served hundreds of churches. Here's what three pastors from a few of those churches had to say.

"We are grateful for CDF's partnership as we endeavor to keep multiplying what God has placed in our hands." —Kathy Toney, Executive Pastor, Family Life Church

"So thankful for you and the whole CDF team to get us to this moment. Together we have successfully advanced the Kingdom." —Pastor Joe Driver, Echo Life Church

"We've helped a lot of people who had just basically given up on church find a way back to God and his family." —John Scott, Senior Pastor, Community Christian Church

Since 1953, we've served hundreds of churches and thousands of investors who want to grow God's Kingdom with wisdom and care.

"We launched with no money, no salaried staff. Even our chairs were rented on Saturday and returned on Monday. We had no...
10/19/2026

"We launched with no money, no salaried staff. Even our chairs were rented on Saturday and returned on Monday. We had no safety nets in case no one showed up." —Rick Bundschuh, one of the founders of Kauai Christian Fellowship (KCF)

KCF was started by placing a high priority on reaching island youth and families through relationship building. The church, started in 1991, had humble origins.

After 35 years of pouring into the locals, Kauai Christian Fellowship continues to serve while expanding their reach beyond the island.

In an effort to replicate what they've done on Kauai for the benefit of the Kingdom, KCF started Anchor House Kauai, a one-year Bible college. The residency program serves up to 40 students a year, with courses in Apologetics, Christian Living, Early Church History, Science, and Faith.

In order to start Anchor House, KCF needed the ideal location. Land formerly owned by the Watchtower Society was made available to KCF for less than the asking price. All that was needed was to secure the financing needed to build the space for housing and teaching students. This was a bigger challenge than Rick expected it would be.

"Banks are extremely hesitant to loan money to churches. Nothing personal, they assured us. There are no attractive assets in case of foreclosure, and the potential for the bank to get a social black eye if they did foreclose makes loaning to a church a no-fly zone."

In 2021, the church was able to secure a CDF loan to complete the construction of a 6,500 square foot building. By fall 2022, Anchor House was able to enroll its first cohort of students.

"Thanks to CDF and their desire to serve our Lord, the Anchor House stands and changes the lives of young adults to this day."

Read the full story: https://www.cdfcapital.org/kauai-christian-fellowship/

Religious construction spending has climbed sharply over the past two years. U.S. Census Bureau data shows spending reac...
10/16/2026

Religious construction spending has climbed sharply over the past two years. U.S. Census Bureau data shows spending reached $6.28 billion in April 2026, up 24 percent from April 2025, and $6.7 billion by June, up 32 percent year over year.

Construction input costs are climbing too, up 7.1 percent over the past year, driven largely by tariffs on steel, aluminum, and copper. But even that increase doesn't account for a 24 to 32 percent rise in spending. Churches are building more, not just paying more.

If your church is wondering whether now is the right time to build, we will walk with you every step of the way. Send us a DM to start the conversation.

Full data: https://fred.stlouisfed.org/series/TLRELCONS

What can happen when Christians put their resources to work for the Kingdom?For more than 70 years, CDF Capital has conn...
10/15/2026

What can happen when Christians put their resources to work for the Kingdom?

For more than 70 years, CDF Capital has connected Kingdom-minded investors with churches that need financial resources to grow.

Today, CDF has:
➡ More than $600 million in total assets
➡ 1,000+ church and ministry partners
➡ More than 70 years of helping churches grow

Those numbers are churches like NewLife Church, selling ten acres, stepping into a new home, and finding room to grow in ways they hadn't imagined.

It's possible because believers across the country are investing in the future of the church in America.

Become a Kingdom Investor.

Learn more: https://www.cdfcapital.org/investments/

They bought 10 acres to build a church. Then the plan changed.NewLife Baptist Church in Casa Grande, Arizona, was prepar...
10/13/2026

They bought 10 acres to build a church. Then the plan changed.

NewLife Baptist Church in Casa Grande, Arizona, was preparing to build a permanent home on land it had purchased for that purpose.

They later told CDF Capital, “Little did we know the Lord was using this vision as a tool to get us started saving and investing.”

Then in 2023, an unexpected opportunity opened up: an existing church property became available. Instead of pushing ahead with the original plan, NewLife changed course.

The church sold its 10 acres to help fund the purchase and stepped into a facility that gave them room to grow in ways they had not originally imagined.

Since moving to their new location in April 2023, NewLife has experienced growth akin to hitting the fast-forward button—people have been saved, baptized, and added to the church.

Furthermore, they were able to expand the children’s ministry and begin a coffee shop to support community outreach and worldwide missions. Amazed and excited by God’s miraculous movement, they shared that “so many beautiful stories are connected to what God has done at NewLife. He is worthy of our praise.”

Read more about their story: https://www.cdfcapital.org/a-season-of-miraculous-growth/

What if we stopped thinking of “ministry” as something that only happens inside a church?Jo Saxton has spent years equip...
10/12/2026

What if we stopped thinking of “ministry” as something that only happens inside a church?

Jo Saxton has spent years equipping leaders in both churches and workplaces. As an author, speaker, church planter, and leadership coach, she has seen firsthand how Christians can live out their calling wherever God has placed them.

One idea she shared with CDF especially stood out: We are all full-time. “Sunday is commissioning day,” she told CDF.

Jo desires to build up Christians who are striving day in and day out in the workplace.

“When we look at our heroes in the Bible, most of them had jobs. Whether it’s David or Joseph or Luke or Lydia, they were business leaders, they were doctors, they were working in the government—they had jobs.

“They actually model for us Kingdom opportunity—the opportunity for the gospel and for ministry in the context of everyday life.

“We should be commissioning people as they go into the week. Sunday is commissioning day. When we don’t communicate that, we might accidentally give people the impression that real spiritual maturity is found in full-time vocational ministry, rather than recognizing that we are all full-time—some of us are expressing our gift and our call and our ministry in the context of work and some of us are expressing it in the context of church.”

We’re grateful for leaders like Jo who challenge the Church to think bigger about where ministry happens and who gets to be part of it.

Read the full conversation: https://www.cdfcapital.org/leading-the-church-and-the-marketplace-a-conversation-with-jo-saxton/

Sometimes, in the hurriedness of our lives, we miss obvious things.Maybe we miss the keys we are holding in our hands as...
09/30/2026

Sometimes, in the hurriedness of our lives, we miss obvious things.

Maybe we miss the keys we are holding in our hands as we rush about, looking for them. Or perhaps we grab two different colored socks and only realize it halfway through the day. These small lapses might cause us to laugh, but what about the bigger things we might be forgetting?

For those of us caught up in a jam-packed calendar, the rush of a churning news cycle, and the whirring of days passing like minutes, let’s ask ourselves: What obvious truths do we need to be reminded of today? Here are a few to ponder.

1. God is with us and is our provider.

“Every good and perfect gift is from above, coming down from the Father of the heavenly lights, who does not change like shifting shadows” (James 1:17 NIV).

This is a reality we need reminded of regularly. Many of the messages we receive each day tell us that we have to look out for ourselves first—if we don’t prioritize our happiness, our needs, or our desires, who will? But the truth is that God knows us more intimately and loves us deeper than we can fathom. The Lord loves to care for His children.

2. People are in need, and we can help them.

“But if anyone has the world’s goods and sees his brother in need, yet closes his heart against him, how does God’s love abide in him? Little children, let us not love in word or talk but in deed and in truth” (1 John 3:17–18 ESV).

As followers of Christ who are committed to living generously, we will likely become more aware of opportunities to serve others. How can we seize those opportunities today?

3. This life, the one we are busy flying through, is not meant to last forever.

“And just as it is appointed for man to die once, and after that comes judgment” (Hebrews 9:27 ESV).

Not one of us will live forever on this earth. Making a plan ahead of time for the care of our loved ones and the distribution of our estate can bring peace now and provide great comfort later.

Living lives of good stewardship.

As we grow in stewardship—managing the resources God has lent to us—let’s choose to act on these three obvious truths. Let’s dwell on the truth of God’s care for us, seek to share from the abundance we have received, and make plans to care for our loved ones after we are gone.

09/29/2026

Community Christian Church exists because a group of mostly retired people wanted a church that would reach young people. In 1984, they built its first building directly across from the largest high school in the Valley.

The strategy worked. A youth group grew. Young families came. A children's ministry filled the building. The church kept growing and needing more room, and church financing from CDF Capital made that growth possible along the way.

Today the church in Hemet, California, is still growing into the mission its founders built across the street from all those years ago.

When local churches thrive, lives are transformed.

Address

17701 Cowan Suite 100
Irvine, CA
92614

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+18885407112

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