04/02/2024
RETURN THE BOOKS/PAY THE LATE FEES!
This may seem extreme, but I knew someone who was turned down for a mortgage loan due to overdue library fines. Why?!? If you didn't return a book that was free. Didn't pay the minimal fines. How can you be trusted with a mortgage loan worth hundreds of thousands of dollars! They no longer report these debts on credit reports. But, who has time for a criminal record?!?