06/09/2026
DO CHRISTIANS REALLY HAVE TO TITHE?
This might upset a few sacred cows, but I think sometimes we have taken an Old Covenant system, brought it across into the New Covenant, and then wondered why it doesn’t quite fit.
I’ve heard Malachi preached plenty of times: “Bring the whole tithe into the storehouse” (Malachi 3:10), usually followed by the warning that if we don’t give 10% of our income to the church, we are robbing God. But when you actually go back and look at the Old Testament tithing system, it was much more complicated than that.
The tithe under the Law was primarily connected to the produce of the land and livestock (Leviticus 27:30–33). Part of the system supported the Levites, who had no normal territorial inheritance because they were serving around the tabernacle (Numbers 18:21–24). Deuteronomy 14:22–27 describes another aspect of the tithe that might surprise some people, because they actually took it before the Lord and ate it as part of their worship and celebration. Then every third year there was provision for the Levite, the foreigner, the fatherless and the widow, so that they could eat and be satisfied (Deuteronomy 14:28–29; 26:12–13).
So this wasn't simply a church funding system. It was part of the whole covenant life of Israel, providing for ministry, worship, celebration and the vulnerable within their community. Then, of course, somebody will say, “But Abraham tithed before the Law.”
Yes, he did. Abraham gave Melchizedek a tenth in Genesis 14:17–20, but Hebrews 7:4 tells us that this was a tenth of the spoils from battle. We aren't told that God commanded Abraham to do it, nor are we told that Abraham then gave 10% of his income every year for the rest of his life. Jacob also promised God a tenth in Genesis 28:20–22, but again this was Jacob making a vow, not God establishing a universal command for everyone who would follow Him.
Jesus also talked about tithing. In Matthew 23:23 He rebuked the Pharisees because they were meticulously tithing even their herbs while neglecting justice, mercy and faithfulness. He actually told them they should have practised the latter without neglecting the former. But Jesus was talking to Jewish people living under the Mosaic covenant. The Temple was still standing, the Levitical system was still operating, and Jesus Himself told a healed man to present the offering Moses commanded (Matthew 8:4). We don't take that instruction and conclude that Christians today need to find a Levitical priest and present an offering to him.
Then we come through the Last Supper, where Jesus announces the New Covenant in His blood (Luke 22:20), through the cross and resurrection, and into Pentecost and the life of the New Covenant church. And this is where it gets really interesting, because the apostles talk quite a lot about money and giving, but they never command the church to give 10%.
Paul tells the Corinthians to regularly set something aside according to their prosperity or income (1 Corinthians 16:1–2). Then in 2 Corinthians 8 he tells us about the Macedonian believers who gave with extraordinary generosity even though they were experiencing severe poverty themselves. Yet right in the middle of talking about their generosity Paul says, “I am not commanding you” (2 Corinthians 8:8).
Then we get to the verse that I think really describes New Covenant giving: “Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion” (2 Corinthians 9:7).
Now some people are probably thinking, “Excellent! I don't have to tithe. I can keep my money.” Well... I wouldn't get too excited just yet, because I actually think the New Covenant asks something much bigger of us than 10%.
The Old Covenant question can easily become, “How much do I owe God?” The New Covenant question is, “How much of me belongs to God?” And the answer is all of me.
Paul tells us, “You are not your own; you were bought at a price” (1 Corinthians 6:19–20), and Romans 12:1 tells us to present our bodies as a living sacrifice. When I gave my life to Jesus, I didn't give Him 10% of Julie and keep the other 90% for myself. I gave Him my life, and that includes my time, my abilities, my home, my possessions and, yes, my bank account.
I actually think 10% can be a very good place to start. It teaches us to intentionally make generosity part of our lives instead of giving God whatever happens to be left at the end. But I don't believe 10% should become either a New Covenant law or a ceiling on our generosity. Sometimes God might lead us to give much more. Sometimes there may be seasons when we genuinely have very little. The question isn't simply, “Have I paid my 10%?” It is, “Lord, what do You want me to do with what You've placed in my hands?”
And while we're talking about money, I think we also need to deal with another sacred cow, because there's another ditch we can fall into, and that's the old “blab it and grab it” mentality.
We've all heard versions of it. Sow your seed. Give $100 and believe God for $1,000. Sow into this ministry or this anointing and expect your financial harvest. Giving slowly becomes a transaction where I give something to God because I'm expecting Him to multiply it and give it back to me.
Yes, the Bible teaches sowing and reaping. Paul says, “Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously” (2 Corinthians 9:6). But keep reading. In verses 8–11, God provides abundantly so that we can abound in every good work and be generous on every occasion.
In other words, God's provision isn't simply about making me richer. God puts resources into my hands so that generosity can continue flowing through them.
And that makes me ask an uncomfortable question. If I put $1,000 into an offering because somebody has promised me that God will give me $10,000 back, am I actually giving Or am I investing? Because there is a difference.
Giving doesn't put God into our debt. I absolutely believe God provides for us, and Philippians 4:19 tells us that He will meet our needs according to His riches in glory in Christ Jesus. But biblical generosity isn't a heavenly investment scheme where I work out how much I need to sow to get the return I want.
Money represents something quite significant to most of us because, in a very practical way, it represents part of our lives. I go to work, I give hours of my life, my energy, my knowledge and my abilities, and in exchange I receive money. So when I freely give some of that away for the Kingdom, to support ministry, help somebody in need, feed someone who is hungry or care for a widow, I am giving something that represents hours of my life.
David said, “I will not sacrifice to the LORD my God burnt offerings that cost me nothing” (2 Samuel 24:24). There is something about genuine generosity that sometimes costs us.
The New Testament absolutely teaches supporting those who minister (1 Corinthians 9:7–14; Galatians 6:6; 1 Timothy 5:17–18), and it repeatedly teaches caring for people in need (Acts 4:32–35; Romans 15:25–27; Galatians 2:10; James 1:27). So grace is certainly not an excuse for stinginess.
I think we've managed to create two ditches. One says, “Give God 10% or you're robbing Him and He won't bless you.” The other says, “Give God your money and He'll make you rich.”
I don't think either captures the heart of New Covenant giving. Perhaps we've simply been asking the wrong question. The question isn't, “Do I have to give God 10%?” And it isn't, “How much do I need to give God so that He will give me more?”
Maybe the better question is, “Jesus, You are my King. Everything I have belongs to You, so what do You want me to do with what You've placed in my hands?” Ten percent might be a very good place to start. But when I gave my life to Jesus, I didn't give Him 10%.
I gave Him everything.