Pastor Babatunde Adeagbo

09/11/2025

The Bible has a lot to say about integrity! 😊 Here are a few examples:

- Proverbs 10:9 - "Whoever walks in integrity walks securely, but whoever takes crooked paths will be found out."
- Proverbs 11:3 - "The integrity of the upright guides them, but the unfaithful are destroyed by their duplicity."
- Psalm 25:21 - "May integrity and uprightness protect me, because my hope is in you."
- Proverbs 19:1 - "Better a poor person who walks in integrity than one who is crooked in speech and is a fool."

The Bible emphasizes the importance of living a life of integrity, being honest, and standing by your values and principles. It's a key aspect of living a virtuous and righteous life.

09/11/2025

Integrity is about being honest, trustworthy, and morally upright. It's doing the right thing, even when nobody's watching.

The end results of integrity include:

- Respect and trust from others
- Inner peace and confidence
- Strong relationships and reputation
- Personal growth and character development

When you stand by your values and principles, you're building a strong foundation for a clear conscience and a positive impact on those around you. Have a blessed week ahead.

08/11/2025

Success means different things to different people. For some, it's about achieving wealth or fame, while for others, it's about personal growth, happiness, or making a positive impact.

Generally, success is about setting goals and achieving them. Here are some key factors that can help:

1. *Define your goals*: Identify what success means to you. Make sure your goals are specific, measurable, achievable, relevant, and time-bound (SMART).
2. *Work hard and smart*: Put in the effort, but also focus on working efficiently and effectively.
3. *Stay focused and motivated*: Break down big goals into smaller, manageable tasks, and celebrate your progress.
4. *Learn and adapt*: Continuously learn new skills, and be open to feedback and change.
5. *Build a support network*: Surround yourself with people who support and encourage you.
6. *Stay positive and resilient*: Believe in yourself, and don't give up when faced with obstacles.

Achieving success is a journey, not a destination. Enjoy the process, and keep pushing forward.

07/11/2025

*𝐅𝐈𝐅𝐓𝐘 (50) 𝐓𝐀𝐗 𝐄𝐗𝐄𝐌𝐏𝐓𝐈𝐎𝐍𝐒 𝐀𝐍𝐃 𝐑𝐄𝐋𝐈𝐄𝐅𝐒 𝐓𝐇𝐀𝐓 𝐖𝐈𝐋𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓 𝐓𝐇𝐄 𝐌𝐀𝐒𝐒𝐄𝐒 𝐔𝐍𝐃𝐄𝐑 𝐓𝐇𝐄 𝐍𝐄𝐖 𝐓𝐀𝐗 𝐑𝐄𝐅𝐎𝐑𝐌 𝐋𝐀𝐖𝐒*

*From 1 January 2026,* the new tax laws will provide many reliefs and exemptions for low-income earners, average taxpayers, and small businesses including:

*𝐏𝐞𝐫𝐬𝐨𝐧𝐚𝐥 𝐈𝐧𝐜𝐨𝐦𝐞 𝐓𝐚𝐱 𝐨𝐫 𝐏𝐀𝐘𝐄*

1. Individuals earning the national minimum wage or less (exempt)
2. Annual gross income up to ₦1,200,000 (translating to about ₦800,000 taxable income) is exempt
3. Reduced PAYE tax for those earning an annual gross income up to ₦20 million
4. Gifts (exempt)

*𝐀𝐥𝐥𝐨𝐰𝐚𝐛𝐥𝐞 𝐃𝐞𝐝𝐮𝐜𝐭𝐢𝐨𝐧𝐬 & 𝐑𝐞𝐥𝐢𝐞𝐟𝐬 𝐟𝐨𝐫 𝐢𝐧𝐝𝐢𝐯𝐢𝐝𝐮𝐚𝐥𝐬*

5. Pension contribution to PFA
6. National Health Insurance Scheme
7. National Housing Fund contributions
8. Interest on loans for owner-occupied residential housing
9. Life insurance or annuity premiums
10. Rent relief - 20% of annual rent (up to ₦500,000)

*𝐏𝐞𝐧𝐬𝐢𝐨𝐧𝐬 & 𝐆𝐫𝐚𝐭𝐮𝐢𝐭𝐢𝐞𝐬 - 𝐄𝐱𝐞𝐦𝐩𝐭*

11. Pension funds and assets under the Pension Reform Act (PRA) are tax-exempt.
12. Pension, gratuity or any retirement benefits granted in line with the PRA
13. Compensation for loss of employment up to ₦50 million

*𝐂𝐚𝐩𝐢𝐭𝐚𝐥 𝐆𝐚𝐢𝐧𝐬 𝐓𝐚𝐱 (𝐂𝐆𝐓) - 𝐄𝐱𝐞𝐦𝐩𝐭*

14. Sale of an owner-occupied house
15. Personal effects or chattels worth up to ₦5 million
16. Sale of up to two private vehicles per year
17. Gains on shares below ₦150 million per year or gains up to ₦10 million
18. Gains on shares above the exemption threshold if the proceeds are reinvested
19. Pension funds, charities, and religious institutions (non-commercial)

*𝐂𝐨𝐦𝐩𝐚𝐧𝐢𝐞𝐬 𝐈𝐧𝐜𝐨𝐦𝐞 𝐓𝐚𝐱 (𝐂𝐈𝐓) - 𝐄𝐱𝐞𝐦𝐩𝐭*

20. Small companies (turnover not more than ₦100 million and total fixed assets not more than ₦250 million) pay 0% tax
21. Eligible (labelled) startups are exempt
22. Compensation relief - 50% additional deduction for salary in

06/11/2025

https://www.instagram.com/reel/DQtc7zDjJ8h/?igsh=eWFwd3NwZGJiOGhr

10/10/2025

*OPEN HEAVEN DAILY DEVOTIONAL*

*DATE: FRIDAY OCTOBER 10TH 2025*

*THEME: THE WORD OF GOD*

*MEMORISE: For the word of God is quick, and powerful, and sharper than any two-edged sword, piercing even to the dividing asunder of soul and spirit, and of the joints and marrow, and is a discerner of the thoughts and intents of the heart. Hebrews 4:12*

*READ: Psalms 119:25-27*

*25. My soul cleaveth unto the dust: quicken thou me according to thy word.*

*26. I have declared my ways, and thou heardest me: teach me thy statutes.*

*27. Make me to understand the way of thy precepts: so shall I talk of thy wondrous works.*

*MESSAGE*
*God’s word is light. Psalm 119: 105 says, “Thy word is a lamp unto my feet, and a light unto my path.” When light is absent, people stumble and miss their way. I pray that the light of God will brighten your path and guide you through life, in Jesus’ name.*

*The word of God is also truth. John 17:17 says, “Sanctify them through thy truth: thy word is truth.” When you want to know the truth about anything, search through the scriptures.* When you want to know the truth about your health, don’t keep staring at a medical report; instead, *focus on God’s word and believe in what He has said in His word concerning your health.*
1 Peter 2:24 says that *by His stripes, you were healed. This is a settled matter, and regardless of what any report says, good health and healing is the truth about you.*

*When you want to know the truth about your finances, read through God’s word, not the economic report or forecast.* Economists can say whatever they want to say, *but you must choose to believe the word of the Lord. God’s word contains the truth about everything that concerns you.*

*God’s word is also life (John 6:63). If anything in your life or around you is dead, God’s word can bring it back to life.* By His word, Peter’s dead business received a net-breaking, boat-sinking revival (Luke 5:1-7). By His word, the dead son of the widow of Nain jumped ba

02/10/2025

You shall enjoy Mercy beyond measure, Enjoy Favour beyond measure, Grace beyond measure. This October. It is Your season. Your turn to dance.

02/10/2025

Avoiding this, that no man should blame us in this abundance which is administered by us:Providing for honest things, not only in the sight of the Lord, but also in the sight of men.

30/08/2025