Crown Financial Ministries Singapore

Crown Financial Ministries Singapore To help participants learn Biblical teachings on handling money

Faith & Finance Fellowship Register for our 9 April 2026 Gathering to discover Paul’s teaching about Christians’  Mindse...
07/04/2026

Faith & Finance Fellowship

Register for our 9 April 2026 Gathering to discover Paul’s teaching about Christians’ Mindset on Work: A Sacred Calling or a Means to Make Money from Colossians 3. https://www.eventbrite.com/e/christians-mindset-on-work-a-sacred-calling-or-a-means-to-make-money-tickets-1986116173941?aff=oddtdtcreator&keep_tld=true

1. Faith
The Work of Jesus: Doing the Will of the Father!
38 “For I have come down from heaven to do the will of God who sent me, not to do my own will.”
29 Jesus told them, “This is the only work God wants from you:
Believe in the one he has sent.”
John 6:38, 29 (NLT)

2. Finance
Solomon asked, “What do people get for all their hard work under the sun?” (Ecclesiastes 1:3). Centuries later, Jesus posed an even deeper question in Mark 8:36–37: “What do you benefit if you gain the whole world but lose your own soul? Is anything worth more than your soul?”

Together, these questions challenge us to reflect on the true value of our labour. Jesus said in John 6:29 that the work God wants from us is to believe in Jesus sent by Him. What kind of work carries eternal weight in the kingdom of heaven? If our efforts are only directed toward earthly gain, then as disciples of Jesus, we would have horribly missed the greater purpose for which Christ redeemed us.

Both Solomon and Jesus highlight the fleeting nature of worldly achievements and the necessity of an eternal perspective. Their words remind us that fulfilment is not found in wealth, recognition, or success under the sun, but in work that aligns with God’s will and impacts eternity. True significance lies in pursuing what honours God and builds His kingdom—work that brings lasting value not only to us but also to others.

Work is defined as “an activity involving mental or physical effort done in order to achieve a purpose or result,” or more simply, “a task or set of tasks to be undertaken,” according to Google’s English dictionary. This definition highlights that work is purposeful and involves intentional effort directed toward accomplishing specific objectives.

Nearly 2,000 years ago—reminded afresh during Good Friday—Jesus declared in John 6:38: “For I have come down from heaven to do the will of God who sent me, not to do my own will.” His mission was unmistakable: He came to fulfill the Father’s work. But what was this work? John 3:17 gives the answer: “God sent his Son into the world…to save the world through him.” The ultimate work of Jesus was the Cross—His sacrificial death that opened the way for humanity to be reconciled with their Creator, who loves them deeply (Ephesians 2:4).

Unlike us, Jesus did not come to pursue His own ambitions or desires. His sole purpose was to accomplish the assignment given by the Father. Throughout His earthly ministry, He performed many miracles—healing the blind, cleansing lepers, and raising the dead. Crowds celebrated Him, laying palm branches before Him and shouting, “Hosanna to the King!” Yet, despite the fame and recognition, Jesus remained unwavering.

In His fully human nature, He could have been tempted by glory, prestige, or wealth. Satan even offered Him all the kingdoms of the world if He would bow down in worship. But Jesus resisted every distraction and temptation, keeping His eyes fixed on the Father’s will. He refused to be swayed by earthly acclaim or power, choosing instead the path of obedience and sacrifice.

In doing so, Jesus gave us the perfect example of what it means to live with eternal purpose. His life shows us that true success is not found in pursuing our own desires, but in faithfully fulfilling God’s calling—even when it requires humility, endurance, and surrender.
His obedience led Him through rejection, suffering, and ultimately crucifixion. He endured physical, emotional, and spiritual agony, yet never wavered from His mission. At the end, as He hung on the cross, He declared with finality: “It is finished.” (John 19:30). His work was complete—the work of salvation, the work of love, the work of obedience to the Father.

Philippians 2:6–7 reminds us that Christ, though fully God, humbled Himself by taking the form of a servant. His “food,” as He described in John 4:34, was to do the will of the Father and accomplish His work. Even in Gethsemane, facing the weight of the cross, He prayed: “My Father, if it be possible, let this cup pass from me; nevertheless, not as I will, but as you will.” (Matthew 26:39). His surrender was total, His obedience perfect.

The work of Jesus was not merely teaching or performing miracles—it was the ultimate act of love: dying on the cross to provide salvation for all. His mission was His sustenance, His purpose, and His joy. And through His finished work, we are invited to live not for fleeting earthly gains, but for eternal value in the kingdom of heaven.

Living Out Our Work in Light of Christ’s Finished Work
Our daily labour—whether in careers, families, ministries, or communities—must be measured not by earthly success, recognition, or gain, but by its alignment with God’s will. Just as Jesus resisted the distractions of fame, wealth, and power, we too are called to resist the pull of temporary achievements that fade under the sun. Instead, we are invited to sow in what carries eternal weight: loving God, living as a living sacrifice, serving others, and building His kingdom.

Paul encourages us in 1 Corinthians 15:58: “Therefore, my beloved brothers, be steadfast, immovable, always abounding in the work of the Lord, knowing that in the Lord your labour is not in vain.” When we serve and obey Christ, our efforts are never wasted; they are woven into God’s eternal story. In the ages to come, God will point to us as living testimonies of His grace and kindness (Ephesians 2:7), bringing glory to Him and blessing to others.

The finished work of Jesus calls us to a new perspective: our true fulfillment is not found in what we achieve for ourselves, but in what we accomplish for God’s kingdom. As we live each day, may we echo Christ’s devotion—seeking not our own will, but the will of the Father, so that our work has eternal value.

Let’s gather on 9 April 2026 to listen, to learn and discuss about the Biblical way of work.

Present-Day Relevance
On April 2, 2026, Channel News Asia reported the sentencing of a former oil tycoon, now 84 years old, who began serving a 13-and-a-half year jail term. If he lives to complete his sentence, he will be 97 or 98 years old. Decades of striving, building wealth, and pursuing success have now culminated in a legacy overshadowed by disgrace and detention.

Solomon’s words in Ecclesiastes ring true: “What do people get for all their hard work under the sun?” (Ecclesiastes 1:3). When viewed only through the lens of earthly achievement, even the greatest fortunes can prove meaningless. The question is not simply how much we earn or accumulate, but what eternal value our work carries.

From a theological and spiritual perspective, if we pour all our energy into labour yet miss the purpose God has prepared for us, our work ultimately amounts to nothing. True wealth is not measured in dollars or possessions, but in obedience to God’s will and in storing up treasures in heaven (Matthew 6:19–21). Faith teaches us that finance, like all work, must be stewarded for God’s kingdom. Without this eternal perspective, even the most impressive careers risk ending in futility.

3. Our Fellowship
At Faith & Finance Fellowship, we gather to learn from the Bible, from one another and for this coming session to view our work through the lens of our faith in Christ through the Scripture. It’s not some good idea but God’s idea.

By following the biblical principles, we can find wisdom through discussion that deepens our understanding and helps us grasp from our hearts what the Lord is teaching us.

Join Us
Join us in our once-a-month learning journey toward financial well-being and spiritual growth.

Register for our 9 April 2026 Gathering to discover Paul’s teaching about Christians’ Mindset on Work: A Sacred Calling or a Means to Make Money from Colossians 3. https://www.eventbrite.com/e/christians-mindset-on-work-a-sacred-calling-or-a-means-to-make-money-tickets-1986116173941?aff=oddtdtcreator&keep_tld=true

Faith & Finance Fellowship:Register for our 9 April 2026 Gathering to discover Paul’s teaching about Christians’ Mindset...
28/03/2026

Faith & Finance Fellowship:
Register for our 9 April 2026 Gathering to discover Paul’s teaching about Christians’ Mindset on Work: A Sacred Calling or a Means to Make Money from Colossians 3. https://www.eventbrite.com/e/christians-mindset-on-work-a-sacred-calling-or-a-means-to-make-money-tickets-1986116173941?aff=oddtdtcreator&keep_tld=true

1. Faith
Living our New Life in Christ! Christians’ Mindset on Work: A Sacred Calling or a Means to Make Money

1 Since you have been raised to new life with Christ, set your sights on the realities of heaven, where Christ sits in the place of honor at God’s right hand.
2 Think about the things of heaven, not the things of earth.
Colossians 3:1-4 (NLT)

2. Finance
Each time a person goes to work, they contribute their time, abilities, and experience in return for the income they rely on. Much has been discussed about work, ranging from its positive to negative impacts. The rich and the poor live in the same world, and Proverbs 22:2 states that God made both, yet their earthly realities are vastly different. While the wealthy continue to accumulate more resources and opportunities, many who are struggling must find creative and resilient ways to make ends meet.

On one hand, there are concerns about overwork and the challenge of achieving a healthy work-life balance; on the other, some people strive to work hard to save up in order to retire early, yet the person does not know if after saving the earnings from work, they would be able to enjoy the fruits of their labours in years to come.

In our counselling centre, we have seen elderly who have good net worth losing their savings including their homes to investment opportunities, scams or even family members, and it is so painful. At that point in life, the question in their minds may be what is work for? There are also those who become deeply disillusioned by work due to harsh or even cruel treatment by employers. I know a young man who worked at times to past 20 hours a day, but when he had to rest for 2 months after a ACL (anterior cruciate ligament) knee operation, the SME bosses terminated him within 2 weeks of his medical leave giving immediate notice and using fictitious reasons that could destroy the young man’s career.

These bad experiences can lead individuals to quit work either physically or to disengage mentally remaining at their jobs in body, but not in spirit or motivation and ultimately the company suffers.

Depending on whom you speak with, you will hear different ideas about work—each shaped by a person’s background, struggles, and worldview. Some see work as survival, others as ambition or identity or burden, or a blessing. Everyone speaks from their own story.

But as Citizens of Heaven (Philippians 3:20), our understanding must be anchored not in human opinion but in Scripture. The real question is this: What does the Lord, our Master, teach us about work?

Perhaps the most referred Scripture is Paul’s teaching in Colossians 3:23, “Work willingly at whatever you do, as though you were working for the Lord rather than for people”, and it is true we need this working attitude. When we adopt this mindset of working for the Lord, we can face all challenges because we know that all things will work out well as we continue to trust in God.

In Colossians 3:1, Paul stated that since we are raised to new life with Christ, we must set our sights on the realities of heaven. Our life’s attitude must come from this understanding rather than from our insights of people whose focus is on serving money, making money or our earthbound environment that focuses on resolving our earthly situations.

In Romans 12:1-2, Paul tells us to make our lives a living sacrifice to God
1 And so, dear brothers and sisters, I plead with you to give your bodies to God because of all he has done for you. Let them be a living and holy sacrifice—the kind he will find acceptable. This is truly the way to worship him. 2 Don’t copy the behaviour and customs of this world, but let God transform you into a new person by changing the way you think. Then you will learn to know God’s will for you, which is good and pleasing and perfect.

Brother Lawrence, a 17th-century monk, taught that work and prayer are not separate, but a unified "practice of the presence of God." He believed mundane tasks—even washing dishes—are sacred opportunities to love God, transforming daily labour into continuous prayer. He emphasised performing common duties with love rather than focusing on specific spiritual exercises.

Let’s gather on 9 April 2026 to listen, to learn and discuss the Biblical way of work.

Present-Day Relevance
On 5 February 2026, a Jobstreet article reported that “only 56% of Singapore workers are happy, even though 8 in 10 believe happiness is possible.” Their research highlights a widening gap between what people hope work should feel like and what they actually experience. Burnout, limited progression, and unequal access to opportunities have become major pressure points.

At our counselling centre, we see this reality firsthand. Many individuals are stressed out, and they are not struggling because they are lazy or unmotivated, but because they are overwhelmed by financial stress. The constant worry of how to pay their debts weighs heavily on their minds, affecting their ability to focus, perform, or even find joy in their work. This ongoing pressure often leads to mental and emotional strain.

But as believers, we recognise a deeper truth: when God is present in our lives, He transforms the way we see work, stress, and daily challenges. Our circumstances may not change immediately, but our perspective does. Instead of fear, we find peace. Instead of dread, we find purpose. Instead of anxiety, we find strength.

As citizens of heaven (Philippians 3:20), we are invited to view work not merely through the lens of pressure or survival, but through the lens of God’s presence, provision, and protection.

1. Our Fellowship
At Faith & Finance Fellowship, we gather to learn from the Bible, from one another and to view our finances through the lens of our faith in Christ through the Scripture. It’s not some good idea, but God’s idea.

Money is certainly needed for daily living and future planning, but there are far more things to consider than just money. Because of what Jesus accomplished through the cross, even the way we spend and steward our finances carries eternal significance. Our earthly expenditures, when aligned with His purposes, become our sowing that shapes our eternal rewards.

By following the biblical principles, we can find wisdom through discussion that deepens our understanding and helps us grasp from our hearts what the Lord is teaching us.
Join Us
Join us in our once-a-month learning journey toward financial well-being and spiritual growth.

Together, we learn, grow, and trust the God who never fails and never abandons.

Register for our 9 April 2026 Gathering to discover Paul’s teaching about Christians’ Mindset on Work: A Sacred Calling or a Means to Make Money from Colossians 3. https://www.eventbrite.com/e/christians-mindset-on-work-a-sacred-calling-or-a-means-to-make-money-tickets-1986116173941?aff=oddtdtcreator&keep_tld=true

Faith & Finance Fellowship 1. FaithThe Cost of Neglecting Financial Stewardship6 Direct your children onto the right pat...
24/02/2026

Faith & Finance Fellowship

1. Faith
The Cost of Neglecting Financial Stewardship

6 Direct your children onto the right path,
and when they are older, they will not leave it.
7 Just as the rich rule the poor,
so the borrower is servant to the lender.
Proverbs 22:6-7 (NLT)

2. Finance
Do you know the true human consequences of neglecting your finances?
Do you understand the Bible's teaching on debt that reveals its enslaving power?

At Adullam's financial restart counselling centre, we meet hundreds of individuals each year—each with different stories but a similar struggle: neglecting the need to manage their finances wisely.

Many spend freely according to their desires and borrow to fund what they want or think they need—be it for business, lifestyle, investments, helping friends, or even essentials like food and medical bills. Few keep track of where their money goes or how their income is distributed. Instead, they move through life assuming that as long as they have a job, their financial troubles will somehow take care of themselves.

This pattern is not limited to those earning below $2,000 a month. We’ve seen the same habits in people who earn more than $20,000. Regardless of income level, when spending is unmonitored and expenses outpace income, financial stress begins to set in. The result is often worry, anxiety, and in severe cases, financial collapse.

Proverbs 22:7 reminds us, “The borrower is slave to the lender.” Debt robs us of freedom. We’ve met individuals who give 70% to 90% of their income to repay debts. When they can no longer keep up, instead of seeking help, they take on even more loans, sinking deeper into financial bo***ge. Some are eventually pursued by creditors and end up in bankruptcy.

Present-Day Relevance
On 21 February 2026, Channel NewsAsia aired “On The Red Dot: Bankrupt, Now What? – Why I Declared Myself Bankrupt.” It featured three Singaporeans sharing how they fell into debt and reached the point of bankruptcy. None of them planned to reach that point—it happened gradually, as small financial missteps grew into overwhelming burdens. Yet even in their stories, we see hope! We see the possibility of a new beginning.

At Adullam, we believe a financial restart is more than just getting out of debt—it’s about rediscovering hope and restoring wholeness. It begins with forgiving yourself, learning practical ways to manage money wisely, and taking courageous steps toward rebuilding life. With time and perseverance, many find not only financial stability but also renewed confidence and peace of mind and they are unlikely to fall back into uncontrollable debts.
By following the biblical principles, we can find wisdom through discussion that deepens our understanding and helps us grasp from our hearts what the Lord is teaching us.. cross, even the way we spend and steward our finances carries eternal significance. Our earthly expenditures, when aligned with His purposes, become our sowing that shapes our eternal rewards.
As we walk with hundreds of individuals each year on this journey of restoration, we have seen that real change is possible. With God’s wisdom, guidance, and grace, a financial restart can lead to lasting freedom—both financially and spiritually.

True financial freedom begins when we take responsibility as God’s stewards—knowing His will and purpose for our lives, setting both life and financial goals, tracking our spending, living within our means, and seeking wisdom before making commitments. By acknowledging our tendencies and surrendering our finances to God, we can rewrite our story from bo***ge to freedom.

1. Our Fellowship
At Faith & Finance Fellowship, we gather to learn from the Bible, from one another and to view our finances through the lens of our faith in Christ through the Scripture. It’s not some good idea but God’s idea.

Money is certainly needed for daily living and future planning, but there are far more things to consider than just money. Because of what Jesus accomplished through the cross, even the way we spend and steward our finances carries eternal significance. Our earthly expenditures, when aligned with His purposes, become our sowing that shape our eternal rewards.

By following the biblical principles, we can find wisdom through discussion that deepen our understanding and help us grasp from our hearts what the Lord is teaching us.

Join Us
By following the biblical principles, we can find wisdom through discussion that deepens our understanding and helps us grasp from our hearts what the Lord is teaching us.

Together, we learn, grow, and trust the God who never fails and never abandons.

Register for our 12 March 2026 Gathering to discover Jesus’ teaching about Two Economies, One Choice: Heaven and Hell Apart from Matthew 6:24. https://www.eventbrite.com/e/two-economies-one-choice-heaven-and-hell-apart-matthew-624-tickets-1983599138420?aff=oddtdtcreator&keep_tld=1

20/02/2026

Faith & Finance Fellowship

Register for our 12 March 2026 Gathering to discover Jesus’ teaching about Two Economies, One Choice: Heaven and Hell Apart from Matthew 6:24. https://www.eventbrite.com/e/two-economies-one-choice-heaven-and-hell-apart-matthew-624-tickets-1983599138420?aff=oddtdtcreator&keep_tld=1

1. Faith
Elisha and a Poor Widow: A Story Of Financial Restart
1 One day the widow of a member of the group of prophets came to Elisha and cried out, “My husband who served you is dead, and you know how he feared the Lord. But now a creditor has come, threatening to take my two sons as slaves.”
2 “What can I do to help you?” Elisha asked. “Tell me, what do you have in the house?”
“Nothing at all, except a flask of olive oil,” she replied.
3 And Elisha said, “Borrow as many empty jars as you can from your friends and neighbors. 4 Then go into your house with your sons and shut the door behind you. Pour olive oil from your flask into the jars, setting each one aside when it is filled.”
5 So she did as she was told. Her sons kept bringing jars to her, and she filled one after another. 6 Soon every container was full to the brim! “Bring me another jar,” she said to one of her sons.
“There aren’t any more!” he told her. And then the olive oil stopped flowing.
7 When she told the man of God what had happened, he said to her, “Now sell the olive oil and pay your debts, and you and your sons can live on what is left over.”
2 Kings 4:1-7 (NLT)

2. Finance
Financial distress affects more than just numbers; it touches the very core of a person's life. Beyond the individual, it impacts emotional, mental, and physical well-being including performance at work, and extends its effects to family, friends, colleagues, and long-term stability.

The story of Elisha and the poor widow seeking a financial restart in 2 Kings 4:1-7 provides a structured, actionable framework that remains relevant today for individuals and families. Many financial missteps or even 1 financial misstep can cause the person to lose hope of living well, but God, through the Bible, offers answers to this age-old problem of debt. While the causes and circumstances of financial distress may vary, recovery is always possible. It depends on the person seeking help, the counselor they seek, and divine intervention.

Here are the six steps:
1. Seek Help Early — The widow approached Elisha and sought guidance. Effective recovery begins with timely counsel and transparency.
2. Define the Problem Accurately — She articulated her situation clearly: loss of income, creditor pressure, and risk to her children. Clear problem definition leads to targeted solutions.
3. Identify Available Resources — Elisha asked, “What do you have in your house?” Often, the seeds of recovery are already within reach.
4. Execute with Discipline — The widow followed specific instructions: gather jars, shut the door, pour the oil. Strategic action and consistency are essential.
5. Convert Provision into Purpose — She was told to “sell the oil and pay your debts.” Provision becomes transformation when paired with intentional action and she was obedient to the instruction.
6. Build Sustainable Living — “…live on what is left over.” Long-term financial health requires living within means and stewarding resources wisely.
This ancient narrative offers a timeless blueprint: clarity, counsel, action, and stewardship. In personal finance, these principles build resilience and restore hope.

Adullam Life Counselling has been providing counsel and practical solutions for over a decade. Each year, as a Social Service Agency, we assist at least 400 new cases a year. We invite you to partner with us in this mission of financial restart for people in distress and make a greater impact through our current $for$ funding project.

More information can be found on Giving.sg at Celebrate Renewal Together. With your support, we can extend our reach and help even more individuals and families in need.

If you or your organisation is passionate about financial well-being, community empowerment, or social impact, we’ll be glad to explore partnership opportunities — whether through collaboration, advocacy, or funding support.
Feel free to reach out for a conversation.

Present-Day Relevance
As reported in Channel News Asia (CNA), unpaid credit card balances in Singapore reached about S$9.07 billion in Q3 2025, the highest level in a decade. This figure excludes debts owed to licensed moneylenders and on Buy Now, Pay Later (BNPL) platforms (e.g. Atome, Grab PayLater, ShopBack, Shopee PayLater).

The S$9.07 billion refers to “rollover” credit card balances – amounts not fully paid by the due date and carried forward with interest. Similar levels were last seen around 2014, meaning current unsecured card debt stress is the worst in roughly a decade. These balances have been rising steadily since Q2 2021, when they were about S$5.1 billion, marking several years of continuous growth.

Experts attribute the high card rollover balances to easier access to credit channels and the different borrowing platform such as BNPL, people spending beyond their means and social pressure to buy prestige items. Financial counselling centres report noticeable increases in people seeking help, which suggests that a growing segment of households is struggling despite the generally sound macro picture.

7. Our Fellowship
At Faith & Finance Fellowship, we gather to learn from the Bible, from one another, and to view our finances through the lens of our faith in Christ through Scripture. It’s not some good idea but God’s idea.

Money is certainly needed for daily living and future planning, but there are far more things to consider than just money. Because of what Jesus accomplished through the cross, even the way we spend and steward our finances carries eternal significance. Our earthly expenditures, when aligned with His purposes, become our sowing that shapes our eternal rewards.

By following the biblical principles, we can find wisdom through discussion that deepens our understanding and helps us grasp from our hearts what the Lord is teaching us.

Join Us
Join us in our once a month learning journey toward financial well-being and spiritual growth.

Together, we learn, grow, and trust the God who never fails and never abandons.
Register for our 12 March 2026 Gathering to discover Jesus’ teaching about Two Economies, One Choice: Heaven and Hell Apart from Matthew 6:24. https://www.eventbrite.com/e/two-economies-one-choice-heaven-and-hell-apart-matthew-624-tickets-1983599138420?aff=oddtdtcreator&keep_tld=1

In his time of desperation, this young man found strength through his newfound faith in Jesus. With the support of his c...
31/01/2026

In his time of desperation, this young man found strength through his newfound faith in Jesus. With the support of his church community, he overcame anxiety, fear, mental stress, and shame. Now, two years after his ordeal, he is more than halfway out of debt and continues to walk faithfully in his financial restart and his relationship with Jesus.

Applying one of the strategies he learned from Crown Financial Singapore in the church, he has experienced both spiritual renewal and financial breakthrough.

Today, we rejoice and celebrate our brother’s new life in Christ and his ongoing journey out of debt—living not only in financial well-being but also as a citizen of heaven.

Watch his story featured by Lianhe Zaobao here:
https://youtu.be/L2x9QJ_aY_g?si=YHrK1avUjm_1gKdU

If you are facing financial restart difficulties, reach out to Adullam Life Counselling:
https://www.facebook.com/AdullamLifeCounselling

“我在三个月内,被她榨干20万元积蓄,还背上30万元的贷款。”2023年底,33岁的工程师阿杰(化名)在二手交易平台结识了自称从事名表与名包交易的E小姐(化名)。阿杰透露,E小姐打扮光鲜亮丽,谈吐自信。通过频繁的线下...

Faith & Finance Fellowship Register for our 4 Feb 2026 Gathering and discover debt-handling wisdom from 2 Kings 4:1–7. h...
30/01/2026

Faith & Finance Fellowship

Register for our 4 Feb 2026 Gathering and discover debt-handling wisdom from 2 Kings 4:1–7. https://www.eventbrite.sg/e/faith-finance-fellowship-tickets-1980618587512?aff=oddtdtcreator

1. Faith
4 “Lord,
Remind me how brief my time on earth will be.
Remind me that my days are numbered—how fleeting my life is.
5 You have made my life no longer than the width of my hand.
My entire lifetime is just a moment to you;
at best, each of us is but a breath.” Psalm 39:4-5 (NLT)

2. Finance
As humans, our lives are so brief! If we live to 85 years old, we would breathe an average of about 20 breaths a minute. That would be 1200 breaths an hour, and multiplying that by 24 hours, it would be 28,800 breaths a day. Multiply that by 365 days a year, and that would be 10,512,000 a year. When we lived to 85 years old, we would have breathed at least 893,520,000, and with that huge volume of breaths, God said that each of our individual lives is but a breath to Him.

However, this very short life of a breath to God would be counted in eternity, and “God can point to us in all future ages as examples of the incredible wealth of his grace and kindness toward us.” (Ephesians 2:7)

We are sinners doomed for eternal damnation, but when we have faith and accept Jesus Christ as our Lord and Saviour, we are transformed to be Citizens of Heaven, children of God.

Therefore, knowing these above facts should cause us to adjust, focus, and think about the realities of heaven, knowing that a day will come when Jesus will return for us. The way we spent our time, talents, resources, energy, health, and pursuits will be different from those who only think about the matters of this earth.

Present-Day Relevance
This truth should shape not only how we view time but also how we handle our finances.

• Stewardship, not ownership
Every resource we have—money, possessions, opportunities—is entrusted to us by God. Since our days are numbered, we must see finances not as something to hoard for temporary comfort, but as tools to glorify God and bless others. Jesus Himself taught, “Do not store up for yourselves treasures on earth… but store up for yourselves treasures in heaven” (Matthew 6:19–20).

• Sowing Into Eternity
Earthly wealth fades, but eternal sowings endure. Giving generously to kingdom work, supporting missions, helping the poor, and living with integrity in financial dealings are ways to convert temporary resources into eternal rewards. These are currencies of the Kingdom of Heaven, and God will reward us for what we do in His name and for His glory. As Paul wrote, “God can point to us in all future ages as examples of the incredible wealth of his grace and kindness toward us” (Ephesians 2:7).

• Contentment and perspective
Knowing our life is “but a breath” should free us from the endless pursuit of material gain. True wealth is not measured in bank accounts but in faith, obedience, and eternal inheritance. Contentment allows us to live wisely, avoiding debt traps, greed, and unhealthy comparisons, while focusing on God’s provision. Paul said in 1 Timothy that Godliness and contentment is great wealth. (1 Tim 6:6)

• Purposeful planning
Though brief, our earthly life requires wise planning. Budgeting, saving, and responsible spending are acts of faith when done with the mindset that our resources belong to God. Planning with eternity in mind means asking: How does this financial decision honor Christ? Does it advance His kingdom or only satisfy temporary desires?

• Generosity as worship
Giving is not just charity—it is worship. Each act of generosity reflects our trust in God’s eternal promises. When we release our grip on money, we declare that our hope is not in wealth but in Christ, who is our true treasure.

3. Our Fellowship
At Faith & Finance Fellowship, we gather to learn from the Bible, from one another, and to view our finances through the lens of our faith in Christ through the Scripture. It’s not some good idea but God’s idea.

Money is certainly needed for daily living and future planning, but there are far more things to consider than just money. Because of what Jesus accomplished through the cross, even the way we spend and steward our finances carries eternal significance. Our earthly expenditures, when aligned with His purposes, become our sowing that shapes our eternal rewards.

By following the biblical principles, we can find wisdom through discussion that deepens our understanding and helps us grasp from our hearts what the Lord is teaching us.

Join Us
Join us on our once-a-month learning journey toward financial well-being and spiritual growth.

Together, we learn, grow, and trust the God who never fails and never abandons.

Register for our 4 Feb 2026 Gathering and discover debt-handling wisdom from 2 Kings 4:1–7: https://www.eventbrite.sg/e/faith-finance-fellowship-tickets-1980618587512?aff=oddtdtcreator

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