All Believers Gospel Mission - City of Love

23/05/2026

SUNDAY SCHOOL LESSON:

Topic 20: Financial independence (1)
Text:1 Kings 3:1-15
Memory Verse: “And I have also given you what you have not asked: both riches and honour, so that there shall not be anyone like you among the kings all your days”(1Kings 3:13)
Target: By the end of the study, students should explain the meaning of financial independence.

Introduction: It is at the level of financial independence, we start talking about wealth creation. At this level, one has enough assets that yield constant income. At this level, the access for wealth is created. The flow of money does not stop; because there are enough assets that generate constant income. Sometimes, at this level, money flows whether one works or not because there are assets that generate money. This is the level where King Solomon found himself (Ecclesiastes 2:4-6). It is from the level of financial independence that one enters into the level of financial freedom. The foundation of King Solomon's wealth started from the day he chose to sacrifice to God and God gave an open cheque (1Kings 3:3-5).

A: God wants us to enjoy financial independence (Genesis 12:13):
Independence means the freedom and ability to make your own decisions in life, without having to ask other people for permission, help, or money. It implies that at this stage, a child of God is solely free from financial dependence on people. Instead of being helped financially, he is the person helping others to get out of their financial predicament. At this is stage, the person is enjoying economic independence. Understand that Abraham's story turned around for good from the day God called him. Abraham was rich when God called him out of his father's land to the land He would show him (Genesis 12:5). His financial independence started when he went to Egypt. The Egyptians treated him well because of Sarah, his wife (Genesis 12:16). A time came he became very rich and had different assets that yielded money (Genesis 13:1-3). He had wealth to the extent that he could feed and raise up to 318 servants trained in his house (Genesis 14:14)

B: Isaac enjoyed financial independence (Genesis 26:12-16): Please, it is not true that the poor go to heaven and the rich go to hell. God we are serving is God that takes pleasure in the prosperity of His saints (Psalm 35:27). But let us not forget that there are four categories of people and possessions we can identify. The first category of people is those who are poor without and within. Poor without means they possess little of this world's goods. The millions who struggle for survival everyday would be in this group. Poor within means that they are unbelievers, people who have not accepted God's priceless gift of His Son as their Saviour. Where do you belong? Isaac was determined to succeed even when everything seemed extremely difficult. In this same land that experienced famine, Isaac was able to farm. He didn't depend on his father's wealth. He frustrated all the Philistines that wanted to frustrate him (Genesis 26:15-16). He was determined to succeed despite all odds (Genesis 26:17-22). The secret of Isaac is that God was with him (Genesis 26:26-28).

C: Jacob enjoyed financial independence (Genesis 28:1-4): Jacob had nothing, except blessings from his father, when he fled from his brother, Esau (Genesis 28:4). He entered into Padanaram materially and financially empty; but was full of his father's blessings. In other words, he was rich within but poor without. The spiritual controls the physical. From that day, the access to heaven was opened for him (Genesis 28:10-14). He started operating from the supernatural not knowing exactly what was happening (Genesis 28:16-21). Through creative and productive abilities, he made his wealth before going back to his father's land (Genesis 30:37-43). He was determined to succeed in life despite all the hurdles that were on his way to success. He didn't accept no as an answer. He was ready to work and get what he was looking for. Beloved, men of ideas rule the world. Don't be discouraged that you don't have money (raw cash), that is not where success lies. But success lies on what you can offer to the society. God blessed Daniel and his brothers with knowledge, and skill in all learning and wisdom; and Daniel had understanding in all visions and dreams (Daniel 1:17). Daniel had an excellent spirit, and knowledge, and understanding, interpreting of dreams, and revealing of hard sentences, and dissolving of doubts(Daniel 5:12). These virtues promoted them in the land of Shushan (Daniel 2:46-49).

D: Joseph enjoyed financial independence in Egypt (Genesis 41:38-44): The secret of Joseph's rising in glory is that God was with him anywhere he went. From his father's house God decided to choose him instead of his brothers (Genesis 37:5-11). As he entered into Egypt because of his brothers' who sold him, God was with him (Genesis 39:1-9). In the prison, the Lord was with him (Genesis 39:21-23). It was the God-with-him factor that brought him into the palace and made him the controller of the economy of Egypt. The God-in-him, gave him gift that helped him add value to the lives of people. Without Joseph, Pharaoh and his citizens would have perished because of famine in the land. One of the things that can help us become great financially is the ability to proffer solution to people's problems. The world rewards impact or value. The people who rise are the ones who answer questions, who solve problems and who meet time needs.

Conclusion: All seven success stories ended tragically. Names that were once synonymous with wealth, power and influence were, in the end, associated with humiliation, crime, and violent death. It takes intelligence to make a lot of money, but it takes even greater wisdom to handle it. The president of the largest independent steel company—lived on borrowed money for the last five years of his life, and he died penniless.

Question: What is financial independence? Give biblical examples of those that enjoyed financial independence.

16/05/2026

SUNDAY SCHOOL LESSON:

Topic 19: Financial stability (2)
Text: Psalm 49:6-11
Memory Verse: Their inner thought is that their houses will last forever, their dwelling places to all generation; they call their lands after their own names(Psalm 49:11)
Target: By the end of the study, students should explain the dangers of riches.

Introduction: People that fall within this category of financial stability are called the middle class. They earn good salaries. They have a stable means of income. They can be landlords or landladies. They have the money to travel abroad; eat what they want to eat. They have lands, houses, and cars because they have stable means of good income. But they are the most deceived set of people in the pyramid of wealth creation. Anytime their jobs stop, within a short interval of time, they will become bankrupt. The deceit is that they think that there means of income will remain forever. In order to survive the impending danger of poverty when the means of income stops, the following should be done:

A: Understand the dangers of riches (Psalm 49:6-8): It is dangerous to trust in your wealth. To trust in a thing means that you believe in that thing. It is even wrong to put your trust in man how much less trusting in that which is the handiwork of man. Anything you put your trust on, has taken the position of God in your life and that is idolatry in the sight of God. The truth is that your multitude of wealth cannot deliver your brother or give God a ransom for your brother. When one dies, their wealth is left for the living to enjoy (Psalm 49:10). Riches can give you sleepless nights (Ecclesiastes 5:12). It makes one proud (Hosea 12:8). It makes one to be violent and oppressive(Micah 6:12). It is deceitful (Matthew 13:22). It can make one to miss heaven (Matthew 19:23). It can influence you not to follow Jesus (Mark 10:22). Understand that your life does not depend on your riches (Luke 12:15). The love of money is the root of all evil (1Timothy 6:10). It makes one to be oppressive (James 2:6). It brings miseries (James 5:1-2). All these calamities of wealth happen when you allow money to control you.

B: Make proper use of your money (1Chronincles 29:1-5): Don't lay your treasures on this earth (Matthew 6:19). Laying your treasures on earth is when you don't rightly distribute the wealth God has given to you. The money is not given to you for your selfish interest, but it is given to you to put smile on the faces of the downtrodden. The poor will always exist in the land; it is the duty of the rich to lift the poor. Take care of the poor (Matthew 19:21). Invest in the lives of people by sponsoring their education, empowering them to acquire skills, or establishing them on one business or the other. You can build houses for those that don't roofs over their heads. The more you give, the more doors of financial flow will be opened. Make friends with your money (Luke 16:9). Don't be high minded, or trust on your riches; but trust on the living God (1Timothy 6:17). Don't shut up your bowels of mercy against your brother (1John 3:17)

C: Avoid improper use of riches (Job 31:24): Be careful how you use your riches, because that will determine how the wealth will end or continue. Avoid heaping up riches because you don't know who will gather them tomorrow (Psalm 39:6). Don't trust or boast in the multitude of your riches (Psalm 49:6). Failure is bound to come when you trust in your riches (Proverbs 11:28). Don't get rich by vanity (Proverbs 13:11). Despite your riches, trouble is bound to live with you as far as you are wicked (Proverbs 15:6). The sinner receives travail despite their riches (Ecclesiastes 2:26). Lovers of silver and gold will never be satisfied (Ecclesiastes 5:10). Don't heap treasure for the last days (James 5:3). Don't sponsor programmes that cannot give glory to God. Don't sponsor politicians that are wicked because of the gain you will make in the end. Don't invest on things that cannot yield gain.

D: Learn how to invest (Matthew 25:14-29): To invest means to commit money in order to earn a financial return. It means to make use of future benefits or advantages. Don't spend your money on frivolities. Don't waste your money on downward investments. Engage in agriculture, fishery, or businesses that can give turnover. Create ways for constant or regular income in order to survive the dangers of your financial stability. Invest on estates, small or large scale companies depending on your financial capacity. Invest on properties because money doesn't last forever. Think on what to invest your money on. Create rooms for financial flow.

Conclusion: In this conclusion, I will introduce the story of the world's most successful financiers. These men met at the Edgewater Beach Hotel in Chicago in 1923. Those present in the meeting were the president of the largest independent steel company, the greatest wheat speculator, the president of the New York Stock Exchange, a member of the President's Cabinet, the greatest bear in Wall Street, the president of the Bank of International Settlement, and the head of the world's greatest monopoly. According to the source, collectively, these tycoons controlled more wealth than there was in the United States Treasury, and for years newspapers and magazines had been printing their success stories and urging the youth of the nation to follow their examples. We shall see how miserably these great men failed and why they failed as we continue on this lesson. Beloved, be careful because you cannot do without God. He has the final say over your life if truly you belong to Him.

Question: What are the dangers of riches?

10/05/2026

10/05/2026

Worship and praise section

09/05/2026

SUNDAY SCHOOL LESSON:

THEME 5: WEALTH CREATION (2)

Topic 18: Financial stability (1)
Text: Luke 12:16-21
Memory Verse:And I will say to my soul, “soul you have many goods laid up for many years; take your ease; eat, drink, and be merry”(Luke 12:19)
Target: By the end of the study, students should explain the dangers of riches.

Introduction: People that fall within the category of financial stability are called the middle class. They earn good salaries. They have a stable means of income. They can be landlords or landladies. They have the money to travel abroad; eat what they want to eat. They can have lands, houses, and cars because they have stable means of good income. But they are the most deceived set of people in the pyramid of wealth creation. Anytime their jobs stop, within a short interval of time, they will become bankrupt. The deceit is that they think that there means of income will remain forever. In order to survive the impending danger of poverty when the means of income stops, the following should be done:

A: Understand the dangers of riches (Genesis 47:15): Danger means the possibility that someone or something will be harmed, destroyed or killed. It also means the possibility that something bad will happen. It equally means someone or something that may harm or kill you. A wise person should not put their trust in money or riches. Understand the uncertainty of riches. You cannot define its durability (Proverbs 23:6). The danger of riches is that it has the power to influence you to forget your source (Deuteronomy 8:13-18). It can equally influence you to forsake God (Deuteronomy 32:15). The name, Jeshurun is a poetical name for Israel, meaning upright one. It can cause one to be idolatrous (Nehemiah 9:25). It makes one arrogant (Proverbs 18:23). It makes one wise in their own conceit (Proverbs 28:11). It was when King Solomon became rich that he married seven hundred wives and three hundred concubines. In his old age, the women negatively influenced him and he forsook God and worshipped idols (1Kings 11:1-6). It is good to be rich, but don't allow it to control you .

B: Make proper use of your money (1Chronincles 29:1-5): The essence of God blessing you is not for yourself, but for you to affect other lives. You make a living by what you get; but you make life by what you give. David exhorts the people to give willingly for the House of God. Before the death of Alexander the Great, one of his requests to his army was: “Scatter gold coins and precious gems (jewelries) along the road to my grave—so that the world understand the wealth we accumulate in this life stays behind when we leave the world”. He placed this demand to his army so that the world will understand the illusion of wealth. First of all, set your affection on the things of God. Create opportunity for the poor and helpless to get their desires fulfilled (Job 31:16). Gold and silver should not be your hope or confidence (Job 31:24). Don't set your heart on riches (Psalm 62:10). Don't ever glory in your riches (Jeremiah 9:23-24). If God blesses you, make use of it supporting and promoting God's kingdom business. Endeavor to be a pillar in the house of God; be a burden bearer and child of consolation to the church (Acts 4:36-37).

C: Prepare for the future (Proverbs 16:1): Preparation is the act of making someone or something ready for some activity, purpose or use. It means to make yourself ready for something that you will be doing; something that you expect to happen. It is the duty of man to prepare, but the answer of the tongue comes from God (Proverbs 16:1). No man can plan for you. Joseph used the seven years of plenty to prepare for the seven years of scarcity in the land of Egypt(Genesis 41:33-36). David prepared for the building of the temple of God. Wise believers prepare for the future. Children of God should be futuristic in their planning. They should be innovative, revolutionary, ultramodern, high-tech and space-age in their thinking and planning. Don't expect any miracle to happen in your financial status when you are stereotyped, pessimistic in your planning and actions. Be foresighted and see the future from the present. There is always a rainy day. The ants always prepare for the rainy days and this is why God said to those He created in His own image and likeness to go to the ants and learn. He wants the ants to tutor us so as to avoid the dangers of tomorrow (Proverbs 6:4).

D: Learn how to invest (Matthew 25:14-29): The parable of the talents teaches us on the need for investment. Investment is the act of committing money in order to earn a financial return. Whenever financial opportunity knocks at your, don't miss it. Invest on lands, build houses; embark on establishments that can yield money; create multiple means of income in order to climb the next ladder of wealth creation—financial independence. Create multiple means of income. Don't spend your money on frivolities. Invest on your children's quality education and acquisition of skills. Discipline yourself and make sure you save ten percent of your income. If you have the money, invest in certain banks for financial targets that will yield interest annually.

Conclusion: Please, don't be deceived at the level of financial stability. Financial stability is highly deceptive to the gullible. Money makes wings for itself and it flies like an eagle. It is impossible for a man that walks on his two feet to chase what is soaring in the air. Wisdom demands that at the level of financial stability one should create more opportunities that will catapult them to the level of financial independence.

Question: What are the dangers of riches?

03/05/2026

Teens day

Topic:
rekindle the flame In the of a believer

02/05/2026

SUNDAY SCHOOL LESSON:

Topic 17: Financial instability
Text: Genesis 47:13-26
Memory Verse: So when the money failed in the land of Egypt and in the land of Canaan, all the Egyptians came to Joseph and said, Give us bread, for why should we die in your presence? For the money has failed”(Genesis 45:15)
Target: By the end of the study, students should state evidences of financial instability and explain the means to conquer it.

Introduction: Instability is the quality of a situation in which things are likely to change or fail. Financial instability is a situation in which the income of a person is likely to change or fail. The Egyptians suffered terribly because of financial instability. At a time, their money failed them; they couldn't afford money to buy in the market. A child of God should understand that riches make themselves wings and they fly away like an eagle (Proverbs 23:5). This is the reason for investment, to avoid the days of adversity when money flies away from the owner. Anyone facing financial instability is likely to suffer financial fluctuation. It implies that the person does not have stable or regular income.

A: Evidences of financial instability (Proverbs 23:5): Whenever a person experiences irregular means of income, they are facing financial instability. The salary (income) will not be enough to solve the immediate needs. “The take home does not take them home”.Financial instability is a situation where one is indebted before he receives his salary at the end of the month. When employment opportunities fluctuate, income will equally fluctuate. When business fluctuates, income will equally fluctuate. The person can sell today and may not sell tomorrow. Financial instability is a situation a person gets #20,000, but spends up to #60,000; which is three times his income. In order to survive this ugly condition, the person will be forced to go into borrowing. If this cancer is not cut off at the tender stage, poverty will be the after effect. The next alternative is to borrow in order to augment.

B: Be financially disciplined (Proverbs 6:6-7): One of the ways to conquer financial instability is to be financially disciplined. Discipline means a way of training someone so that they learn to control their behaviour and obey rules. It means the ability to control your own behaviour, so that you do what you are expected to do. Also, it is a way of training your mind or learning to control your behaviour. It is the ability to control how you do something. In a situation like this, one has to reduce the rate of expenses; especially on frivolities. A disciplined mind does not give attention to everything that involves expense; especially, things that are not in their scale preference. You must set your priority right. Adopt a principle of opportunity cost. Avoid anything that will lead you to downward investment. Downward investment is the act of spending money on things that cannot generate income to you; rather, it will cost you to spend more. For example, when one buys plasma TV and monthly subscribes with DSTV, he is into downward investment. It may sound strange to some people to hear that not every car is an investment. It is act of foolishness and lack of vision for you as a tenant to buy SUV car in another man's yard. Wisdom demands that you invest that money into land or something else that can yield income. You can forgo it and invest the money on something that can fetch you money. Some students will spend extravagantly on mobile phones; instead of investing it on books, or create a means of income with that money. Learn how to save ten percent from your income no matter how small it is.

C: Create multiple means of income: An Igbo adage states: “It is more less nothing in a situation where it is only one thing that exists in a system”. It is not a good omen to have only one soul that succeeds in a family. It is dangerous to have only one tree that bears fruit in a bush; definitely that tree must suffer because everybody will depend on it. Don't depend on or rely only on one means of income. Create multiple means of income. If you don't have skills, try to learn one. Even though, you are a civil or public servant, learn a skill that will sustain you in the rainy days when you will retire). You can start small scale business. You can embark on farming which will soon take over the economy. Wake up from your slumber and stop giving excuses why you are not doing well. Don't love sleep or else you become poor; open your eyes and you will be satisfied with bread (Proverbs 20:13). Since there is fluctuation in your income, wisdom demands that you create another means of income so that when one stops the other will continue to produce. Try to learn skills or a skill that will sustain you in time of your financial instability. The will of God is for wealth and riches to abide in our houses (Psalm 112:1-3); and not die in abject poverty and financial instability.

D: Adopt the ant's mentality (Proverbs 6:6-11): The ants are wise, disciplined, foresighted, and diligent. A child of God should learn from the philosophy of the ants on how to survive the rainy days. Laziness is the mother of sudden poverty. Understand the mind of God for you. God is not happy that you are poor or experiencing financial instability. Pray earnestly that God will prosper the works of your hands (Psalm 1:1-3). Wisdom is the ability to put into practice well understood knowledge (Proverbs 4:7-9). To be foresighted means the ability to imagine what is likely to happen and to consider this when planning for the future. Diligence means the ability to work hard and be careful and thorough in what you are doing.

Conclusion: No man wants to experience instability in his finance. But it is a natural phenomenon that will come when it will but it is our duty to prepare for it. This is why the preacher admonishes us to go to the ant and learn how it handles the future. There are remedies to financial instability; let us practice them and stop giving excuses why we are not doing well. Even though you have perfected in failure, rise up again, you will still make it (Proverbs 24:1618).

Question: What are the evidences of financial instability and how can a child of God conquer it?

01/05/2026

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25/04/2026

SUNDAY SCHOOL LESSON:

Topic 16: Deal with the demonic horns of poverty
Text: Zechariah 1:18-22
Memory Verse: “And I said to the angel who talked with me, what are these? So he answered me, these are the horns that have scattered Judah, Israel, and Jerusalem”(Zechariah 1:19)

Target: By the end of the study, students should mention the horns that cause poverty and explain the meaning of a slothful

Introduction: God did not destine any person poor and brought them into this world to suffer and die in abject poverty. The poor and rich are all procreation of God; but choice of life has made a division between these individuals. Your ability to understand that God is in charge determines the space you will occupy and the height you will reach in life (1Samuel 2:7-9). There are powers (horns) that try to scatter the wealth of people:

A: The horn of poor mind-set (Proverbs 23:7): Mind-set is someone's general attitude and the way in which they think about things and make decisions. We are the products of our thoughts. No one rises above the capacity of their minds. Lazarus lived with a beggarly mentality; and he died a poor beggar (Luke 16:19-22). He desired to be fed with the crumbs which fell from the rich man's table. This mind-set made him feel comfortable to be laid at the gate of the rich man in order to beg for alms. It is possible that a true child of God who is mentally poor but spiritually rich can die a pauper. The prodigal son had the mind-set of self-will and he became destitute in the midst of wealth, until the day he came to himself (Luke 15:11-17). He suffered self inflicted poverty. Jacob lived and operated with the mindset of creativity; he outwitted his dubious and crafty father in-law and became extremely rich (Genesis 30:37-43). Isaac had the mentality of doggedness (determination) and this helped him to frustrate all his enemies (Genesis 26:17-24). It takes doggedness to enter into your REHOBOTH (fruitfulness). Isaac had the mentality of investment and he became stinking rich in the land of scarcity (Genesis 26:12-16). It takes only those believers with creative, transformative and determined mentality, though walking through the valley Baca (weeping) make it a well, the rain also fills the pools (Psalm 84:6).

B: The horn of poor social relationship (Proverbs 18:24): No man succeeds alone. For every successful man in life stood on the shoulders of another successful man. You cannot be living like a hermit and expect to succeed in life. Someone needs you and you equally need another person. In Christendom, believers should adopt and practice the principle of symbiosis. This is a relationship between people or organizations that depend on each other equally. The mentality of parasitic life should be totally eradicated; if a child of God wants to succeed. A parasitic person is lazy, does not work, and depends on other people. Many are poor because they missed opportunities as a result of poor relationship. Job experienced poor relationship in the hands of his friends, servants and wife (Job 19:13-21). But, he was focused, determined and optimistic (Job 19:25-26). Don't mistreat a person when you have opportunity to favor them (Job 42:7, 10, 12). Gehazi inherited leprosy instead of double portion of anointing because of poor relationship (2Kings 5:20-27). Ruth became great and prominent, because she maintained a good relationship with Naomi (Ruth 1:16-18; Ruth 4:17-22). Mordecai became prominent in the land of Shushan, because he kept a good relationship (Esther 2:21-23; Esther 6:1-3, 10-13). What you cannot get by revelation, you can get by relationship.

C: The horn of oppression of spiritual forces (Ephesians 6:10-12): Spiritual forces are invisible; but their activities against our wealth are physically felt through obvious poverty. Our duty is to engage in a spiritual warfare to make sure they are removed out of our ways. You need the grace of God to handle the mountains of spiritual oppression against wealth (Zechariah 4:6). It can be curses, marine influences, evil hereditary, evil covenants, idolatry, unholy marriage alliance, or attacks from evil men. Deal with them through revelation, word-based and prophetic prayers. Engage like minds in spiritual warfare, intercession, and prophetic declaration in order to deal with these horns.

D: The horn of laziness and easy life style (Proverbs 24:30-34): Laziness is a situation where one does not like to work hard or to be active. It is one thing to work but another thing to work hard with knowledge. In our hard work, we need the grace and favour of God in order not to labour in vain. A lazy person is not diligent and cannot be rich (Proverbs 22:29). A slothful is the same as lazy person; an indolent. A slothful is a waster (Proverbs 18:9).The diligent will be in authority, while the slothful will always be in tribute (slave) (Proverbs 12:24). The slothful is not a good manager (Proverbs 12:27). The slothful always perceive obstacles in their ways (Proverbs 15:19). A slothful will die of hunger even when there is food to eat (Proverbs 19:24). The desire of the slothful will not be achieved because their hands refuse to work (Proverbs 21:25). The slothful is full of excuses (Proverbs 24:10; Proverbs 26:13). The slothful will end up in poverty (Proverbs 26:30-34). Lovers of pleasure will die poor (Proverbs 21:17). The slothful servant was condemned (Matthew 25:26). We are commanded not to be slothful in business (Romans 12:11; Hebrews 6:12).

Conclusion: A child of God should not dream of living by determinism or fatalism. Determinism is the belief that what you do and what happens to you are caused by the things that you cannot control. Determinism tells you that you are only a pencil in the hands of a mighty writer. Determinism surrenders in the face of difficulty. Determinism operates with the eye of FATE and sees failure in every hard condition. But determination has the eye of FAITH and sees results in the midst of failure. Determination doesn't accept defeat.

Question: What are the horns that cause poverty and what is the meaning of a slothful?