23/08/2026
PRACTICAL FINANCIAL WISDOM 5 💰📖
Speaker: Pst. Victor John Akanu
Texts: Prov 21:5
We conclude our Practical Financial Wisdom series with more principles for building healthy financial habits, making wise decisions, and becoming faithful stewards of what God commits into our hands.
Principles of Financial Wisdom (Cont'd): 💡
1️⃣4️⃣Avoid friends who drain you financially.
1️⃣5️⃣ Always have an emergency fund.
1️⃣6️⃣ Pray before making major financial decisions.
PRACTICAL FINANCIAL HABITS TO START TODAY
• Write down your monthly income.
• Prepare a budget before spending.
• Set aside at least 10% of every income.
• Record every expense.
• Avoid impulse buying.
• Wait 24–48 hours before making major purchases.
• Pay your bills on time.
• Read at least one financial book every month.
• Increase your skills.
• Pray over every major financial decision.
FINANCIAL MISTAKES BELIEVERS MUST AVOID:
❌ Spending to impress people.
❌ Living beyond your income.
❌ Keeping little or no savings.
❌ Poor budgeting.
❌ Borrowing for luxury.
❌ Gambling and get-rich-quick schemes.
❌ Poor financial record keeping.
❌ Ignoring financial education.
❌ Depending on only one source of income.
❌ Delaying wise investments.
✅ God is not only interested in blessing you financially; He wants you to become a faithful steward of what He puts in your hands.
✅ Prosperity without wisdom can lead to poverty.
🙏 PRAYER:
Lord, as You build me and entrust resources into my hands, help me to become a faithful financial steward and make me a financial pillar in Your Kingdom. In Jesus' name, Amen.